▼ 0.50% · 3.625%
HK$3,945
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$125/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$255/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$119/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$244/mo
Deposit HK$865K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$865K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,340
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,475
−HK$137/mo
Today · 4.125%
HK$4,612
baseline
▲ 0.50% · 4.625%
HK$4,893
+HK$281/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$9,224/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,828
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$131/mo
Today · 4.125%
HK$5,089
baseline
▲ 0.50% · 4.625%
HK$5,357
+HK$268/mo
Deposit HK$779K · loan HK$952K · min. income ≈ HK$10,178/mo (50% DSR)
Upfront cash ≈ HK$779K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,882
−HK$149/mo
Today · 4.125%
HK$5,031
baseline
▲ 0.50% · 4.625%
HK$5,337
+HK$306/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$10,062/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,267
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$143/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,844
+HK$293/mo
Deposit HK$692K · loan HK$1.04M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,288
−HK$163/mo
Today · 4.125%
HK$5,451
baseline
▲ 0.50% · 4.625%
HK$5,782
+HK$331/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$10,902/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,706
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,859
−HK$155/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,331
+HK$317/mo
Deposit HK$606K · loan HK$1.12M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,695
−HK$175/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,227
+HK$357/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,145
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,310
−HK$167/mo
Today · 4.125%
HK$6,477
baseline
▲ 0.50% · 4.625%
HK$6,818
+HK$341/mo
Deposit HK$519K · loan HK$1.21M · min. income ≈ HK$12,954/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$187/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,672
+HK$383/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,584
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,760
−HK$179/mo
Today · 4.125%
HK$6,939
baseline
▲ 0.50% · 4.625%
HK$7,305
+HK$366/mo
Deposit HK$433K · loan HK$1.30M · min. income ≈ HK$13,878/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,509
−HK$199/mo
Today · 4.125%
HK$6,708
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$409/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$13,416/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,023
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,211
−HK$191/mo
Today · 4.125%
HK$7,402
baseline
▲ 0.50% · 4.625%
HK$7,792
+HK$390/mo
Deposit HK$346K · loan HK$1.38M · min. income ≈ HK$14,804/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,916
−HK$212/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$433/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,461
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,662
−HK$203/mo
Today · 4.125%
HK$7,865
baseline
▲ 0.50% · 4.625%
HK$8,279
+HK$414/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,730/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$225/mo
Today · 4.125%
HK$7,547
baseline
▲ 0.50% · 4.625%
HK$8,006
+HK$459/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,094/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,900
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,112
−HK$215/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,766
+HK$439/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).