▼ 0.50% · 3.625%
HK$3,385
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,490
−HK$107/mo
Today · 4.125%
HK$3,597
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,194/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,866
−HK$103/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,178
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$118/mo
Today · 4.125%
HK$3,957
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$240/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$7,914/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,253
−HK$113/mo
Today · 4.125%
HK$4,366
baseline
▲ 0.50% · 4.625%
HK$4,596
+HK$230/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$8,732/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,062
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$128/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,579
+HK$263/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,640
−HK$123/mo
Today · 4.125%
HK$4,763
baseline
▲ 0.50% · 4.625%
HK$5,014
+HK$251/mo
Deposit HK$594K · loan HK$891K · min. income ≈ HK$9,526/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$134/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$520K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,739
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,886
−HK$150/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,342
+HK$306/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,413
−HK$143/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,849
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,235
−HK$160/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,724
+HK$329/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,648
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,800
−HK$153/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,267
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,416
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$171/mo
Today · 4.125%
HK$5,755
baseline
▲ 0.50% · 4.625%
HK$6,105
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,510/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,186
−HK$164/mo
Today · 4.125%
HK$6,350
baseline
▲ 0.50% · 4.625%
HK$6,685
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,700/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,754
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,933
−HK$182/mo
Today · 4.125%
HK$6,115
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,230/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,401
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,573
−HK$174/mo
Today · 4.125%
HK$6,747
baseline
▲ 0.50% · 4.625%
HK$7,103
+HK$356/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,494/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,093
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$193/mo
Today · 4.125%
HK$6,475
baseline
▲ 0.50% · 4.625%
HK$6,869
+HK$394/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$12,950/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,778
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,960
−HK$184/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,521
+HK$377/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).