▼ 0.50% · 3.625%
HK$4,394
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,530
−HK$139/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$284/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,019
−HK$133/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$271/mo
Deposit HK$963K · loan HK$963K · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$153/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,448
+HK$312/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$146/mo
Today · 4.125%
HK$5,667
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$299/mo
Deposit HK$867K · loan HK$1.06M · min. income ≈ HK$11,334/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$167/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$341/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$159/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,508
+HK$326/mo
Deposit HK$771K · loan HK$1.16M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$771K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,712
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$181/mo
Today · 4.125%
HK$6,070
baseline
▲ 0.50% · 4.625%
HK$6,439
+HK$369/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$12,140/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,354
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$173/mo
Today · 4.125%
HK$6,697
baseline
▲ 0.50% · 4.625%
HK$7,050
+HK$353/mo
Deposit HK$674K · loan HK$1.25M · min. income ≈ HK$13,394/mo (50% DSR)
Upfront cash ≈ HK$674K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,151
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,342
−HK$195/mo
Today · 4.125%
HK$6,537
baseline
▲ 0.50% · 4.625%
HK$6,934
+HK$397/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$13,074/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,843
−HK$370/mo
▼ 0.25% · 3.875%
HK$7,026
−HK$187/mo
Today · 4.125%
HK$7,213
baseline
▲ 0.50% · 4.625%
HK$7,593
+HK$380/mo
Deposit HK$578K · loan HK$1.35M · min. income ≈ HK$14,426/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$209/mo
Today · 4.125%
HK$7,004
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$426/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$14,008/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,332
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$200/mo
Today · 4.125%
HK$7,728
baseline
▲ 0.50% · 4.625%
HK$8,135
+HK$407/mo
Deposit HK$482K · loan HK$1.45M · min. income ≈ HK$15,456/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,030
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,248
−HK$222/mo
Today · 4.125%
HK$7,470
baseline
▲ 0.50% · 4.625%
HK$7,925
+HK$455/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$14,940/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,820
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$213/mo
Today · 4.125%
HK$8,243
baseline
▲ 0.50% · 4.625%
HK$8,677
+HK$434/mo
Deposit HK$385K · loan HK$1.54M · min. income ≈ HK$16,486/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,469
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,701
−HK$236/mo
Today · 4.125%
HK$7,937
baseline
▲ 0.50% · 4.625%
HK$8,420
+HK$483/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$15,874/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,309
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,532
−HK$226/mo
Today · 4.125%
HK$8,758
baseline
▲ 0.50% · 4.625%
HK$9,220
+HK$462/mo
Deposit HK$289K · loan HK$1.64M · min. income ≈ HK$17,516/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,908
−HK$496/mo
▼ 0.25% · 3.875%
HK$8,154
−HK$250/mo
Today · 4.125%
HK$8,404
baseline
▲ 0.50% · 4.625%
HK$8,916
+HK$512/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$16,808/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,798
−HK$475/mo
▼ 0.25% · 3.875%
HK$9,034
−HK$239/mo
Today · 4.125%
HK$9,273
baseline
▲ 0.50% · 4.625%
HK$9,762
+HK$489/mo
Deposit HK$193K · loan HK$1.73M · min. income ≈ HK$18,546/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).