▼ 0.50% · 3.625%
HK$3,639
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$115/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$235/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$110/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$225/mo
Deposit HK$798K · loan HK$798K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,003
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$127/mo
Today · 4.125%
HK$4,254
baseline
▲ 0.50% · 4.625%
HK$4,513
+HK$259/mo
Deposit HK$718K · loan HK$878K · min. income ≈ HK$8,508/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,453
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,572
−HK$122/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$247/mo
Deposit HK$718K · loan HK$878K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,367
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$138/mo
Today · 4.125%
HK$4,640
baseline
▲ 0.50% · 4.625%
HK$4,923
+HK$283/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$9,280/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,858
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,988
−HK$132/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$270/mo
Deposit HK$638K · loan HK$957K · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$638K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,878
−HK$149/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,333
+HK$306/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,263
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,404
−HK$143/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$292/mo
Deposit HK$559K · loan HK$1.04M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$559K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$161/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,743
+HK$329/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,667
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,819
−HK$155/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,289
+HK$315/mo
Deposit HK$479K · loan HK$1.12M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$173/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$352/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$165/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,738
+HK$338/mo
Deposit HK$399K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,822
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$184/mo
Today · 4.125%
HK$6,187
baseline
▲ 0.50% · 4.625%
HK$6,564
+HK$377/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$12,374/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,477
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,651
−HK$176/mo
Today · 4.125%
HK$6,827
baseline
▲ 0.50% · 4.625%
HK$7,187
+HK$360/mo
Deposit HK$319K · loan HK$1.28M · min. income ≈ HK$13,654/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,186
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$196/mo
Today · 4.125%
HK$6,574
baseline
▲ 0.50% · 4.625%
HK$6,974
+HK$400/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$13,148/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,882
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,066
−HK$188/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,636
+HK$382/mo
Deposit HK$239K · loan HK$1.36M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$207/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,384
+HK$423/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,482
−HK$198/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,085
+HK$405/mo
Deposit HK$160K · loan HK$1.44M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).