▼ 0.50% · 3.625%
HK$3,620
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$115/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$234/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$109/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$224/mo
Deposit HK$794K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,105
−HK$126/mo
Today · 4.125%
HK$4,231
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$258/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$8,462/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,429
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,548
−HK$121/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$246/mo
Deposit HK$714K · loan HK$873K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$714K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,344
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$137/mo
Today · 4.125%
HK$4,616
baseline
▲ 0.50% · 4.625%
HK$4,897
+HK$281/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$9,232/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,832
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,962
−HK$131/mo
Today · 4.125%
HK$5,093
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$269/mo
Deposit HK$635K · loan HK$952K · min. income ≈ HK$10,186/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$149/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$304/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,375
−HK$143/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,808
+HK$290/mo
Deposit HK$556K · loan HK$1.03M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,067
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,225
−HK$160/mo
Today · 4.125%
HK$5,385
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$328/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$10,770/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,637
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$153/mo
Today · 4.125%
HK$5,942
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$313/mo
Deposit HK$476K · loan HK$1.11M · min. income ≈ HK$11,884/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$172/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,121
+HK$351/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$326/mo
▼ 0.25% · 3.875%
HK$6,202
−HK$164/mo
Today · 4.125%
HK$6,366
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$336/mo
Deposit HK$397K · loan HK$1.19M · min. income ≈ HK$12,732/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,791
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,971
−HK$184/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$374/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$175/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$358/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,153
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,345
−HK$194/mo
Today · 4.125%
HK$6,539
baseline
▲ 0.50% · 4.625%
HK$6,937
+HK$398/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,078/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,846
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,029
−HK$186/mo
Today · 4.125%
HK$7,215
baseline
▲ 0.50% · 4.625%
HK$7,596
+HK$381/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,430/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,515
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,718
−HK$206/mo
Today · 4.125%
HK$6,924
baseline
▲ 0.50% · 4.625%
HK$7,345
+HK$421/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$13,848/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,248
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,443
−HK$197/mo
Today · 4.125%
HK$7,640
baseline
▲ 0.50% · 4.625%
HK$8,042
+HK$402/mo
Deposit HK$159K · loan HK$1.43M · min. income ≈ HK$15,280/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).