▼ 0.50% · 3.625%
HK$4,452
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,591
−HK$141/mo
Today · 4.125%
HK$4,732
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$287/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,464/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,953
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,086
−HK$135/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$275/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,050
−HK$155/mo
Today · 4.125%
HK$5,205
baseline
▲ 0.50% · 4.625%
HK$5,521
+HK$316/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,410/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,448
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,595
−HK$148/mo
Today · 4.125%
HK$5,743
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$303/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,486/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$169/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,023
+HK$345/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,103
−HK$162/mo
Today · 4.125%
HK$6,265
baseline
▲ 0.50% · 4.625%
HK$6,595
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,530/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,788
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,968
−HK$183/mo
Today · 4.125%
HK$6,151
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,302/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,439
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,612
−HK$175/mo
Today · 4.125%
HK$6,787
baseline
▲ 0.50% · 4.625%
HK$7,145
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,574/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,427
−HK$197/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,934
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,120
−HK$189/mo
Today · 4.125%
HK$7,309
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,618/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,678
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,886
−HK$211/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,529
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$202/mo
Today · 4.125%
HK$7,831
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,662/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,124
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,345
−HK$225/mo
Today · 4.125%
HK$7,570
baseline
▲ 0.50% · 4.625%
HK$8,031
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,140/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,925
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,138
−HK$215/mo
Today · 4.125%
HK$8,353
baseline
▲ 0.50% · 4.625%
HK$8,794
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,706/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,569
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,804
−HK$240/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,533
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,420
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,646
−HK$229/mo
Today · 4.125%
HK$8,875
baseline
▲ 0.50% · 4.625%
HK$9,343
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,750/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,014
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,263
−HK$254/mo
Today · 4.125%
HK$8,517
baseline
▲ 0.50% · 4.625%
HK$9,035
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,034/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,916
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,155
−HK$242/mo
Today · 4.125%
HK$9,397
baseline
▲ 0.50% · 4.625%
HK$9,893
+HK$496/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,794/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).