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Crescira AVM · estimated value Medium confidence
HK$5.88M
≈ HK$19,337 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$588K, with repayments around HK$25,641/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,128
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,878
−HK$763/mo
Today · 4.125%
HK$25,641
baseline
▲ 0.50% · 4.625%
HK$27,201
+HK$1,560/mo

Deposit HK$588K · loan HK$5.29M · min. income ≈ HK$51,282/mo (50% DSR)

Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$132,266 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
F
Saleable Area
304 ft²
District
Sha Tin District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2021-02-23 HK$6.05M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wu Kai Sha
≈ 7 min walk · 517 m
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
8
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Wu Kai Sha Station (a rail station within an 8-min walk earns this label).

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com