▼ 0.50% · 3.625%
HK$19,934
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,554
−HK$630/mo
Today · 4.125%
HK$21,184
baseline
▲ 0.50% · 4.625%
HK$22,473
+HK$1,289/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$42,368/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,176
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,771
−HK$604/mo
Today · 4.125%
HK$23,375
baseline
▲ 0.50% · 4.625%
HK$24,607
+HK$1,232/mo
Deposit HK$4.37M · loan HK$4.37M · min. income ≈ HK$46,750/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,927
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,610
−HK$693/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,720
+HK$1,417/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,048
−HK$664/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,067
+HK$1,355/mo
Deposit HK$3.93M · loan HK$4.81M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,921
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,665
−HK$756/mo
Today · 4.125%
HK$25,421
baseline
▲ 0.50% · 4.625%
HK$26,968
+HK$1,547/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$50,842/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,612
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,325
−HK$724/mo
Today · 4.125%
HK$28,049
baseline
▲ 0.50% · 4.625%
HK$29,528
+HK$1,479/mo
Deposit HK$3.50M · loan HK$5.25M · min. income ≈ HK$56,098/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,914
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,720
−HK$819/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$29,215
+HK$1,676/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,829
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,603
−HK$784/mo
Today · 4.125%
HK$30,387
baseline
▲ 0.50% · 4.625%
HK$31,989
+HK$1,602/mo
Deposit HK$3.06M · loan HK$5.68M · min. income ≈ HK$60,774/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,908
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,776
−HK$882/mo
Today · 4.125%
HK$29,658
baseline
▲ 0.50% · 4.625%
HK$31,462
+HK$1,804/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$59,316/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,047
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,880
−HK$844/mo
Today · 4.125%
HK$32,724
baseline
▲ 0.50% · 4.625%
HK$34,449
+HK$1,725/mo
Deposit HK$2.62M · loan HK$6.12M · min. income ≈ HK$65,448/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,901
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,831
−HK$945/mo
Today · 4.125%
HK$31,776
baseline
▲ 0.50% · 4.625%
HK$33,710
+HK$1,934/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$63,552/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,265
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,157
−HK$905/mo
Today · 4.125%
HK$35,062
baseline
▲ 0.50% · 4.625%
HK$36,910
+HK$1,848/mo
Deposit HK$2.19M · loan HK$6.56M · min. income ≈ HK$70,124/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,894
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,887
−HK$1,008/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,957
+HK$2,062/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,482
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,434
−HK$965/mo
Today · 4.125%
HK$37,399
baseline
▲ 0.50% · 4.625%
HK$39,371
+HK$1,972/mo
Deposit HK$1.75M · loan HK$6.99M · min. income ≈ HK$74,798/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,888
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,942
−HK$1,071/mo
Today · 4.125%
HK$36,013
baseline
▲ 0.50% · 4.625%
HK$38,204
+HK$2,191/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$72,026/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,700
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$38,711
−HK$1,026/mo
Today · 4.125%
HK$39,737
baseline
▲ 0.50% · 4.625%
HK$41,831
+HK$2,094/mo
Deposit HK$1.31M · loan HK$7.43M · min. income ≈ HK$79,474/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,881
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,997
−HK$1,134/mo
Today · 4.125%
HK$38,131
baseline
▲ 0.50% · 4.625%
HK$40,452
+HK$2,321/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$76,262/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,918
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,988
−HK$1,086/mo
Today · 4.125%
HK$42,074
baseline
▲ 0.50% · 4.625%
HK$44,292
+HK$2,218/mo
Deposit HK$874K · loan HK$7.87M · min. income ≈ HK$84,148/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).