▼ 0.50% · 3.625%
HK$19,596
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,205
−HK$619/mo
Today · 4.125%
HK$20,824
baseline
▲ 0.50% · 4.625%
HK$22,091
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,648/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,800
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,385
−HK$593/mo
Today · 4.125%
HK$22,978
baseline
▲ 0.50% · 4.625%
HK$24,189
+HK$1,211/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,956/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,555
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,226
−HK$681/mo
Today · 4.125%
HK$22,907
baseline
▲ 0.50% · 4.625%
HK$24,301
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,814/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,980
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$652/mo
Today · 4.125%
HK$25,275
baseline
▲ 0.50% · 4.625%
HK$26,608
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,550/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,246
−HK$743/mo
Today · 4.125%
HK$24,989
baseline
▲ 0.50% · 4.625%
HK$26,510
+HK$1,521/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$49,978/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,160
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,861
−HK$712/mo
Today · 4.125%
HK$27,573
baseline
▲ 0.50% · 4.625%
HK$29,027
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,146/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,474
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,267
−HK$805/mo
Today · 4.125%
HK$27,072
baseline
▲ 0.50% · 4.625%
HK$28,719
+HK$1,647/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,144/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,340
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,100
−HK$771/mo
Today · 4.125%
HK$29,871
baseline
▲ 0.50% · 4.625%
HK$31,445
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,742/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,434
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,287
−HK$867/mo
Today · 4.125%
HK$29,154
baseline
▲ 0.50% · 4.625%
HK$30,928
+HK$1,774/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,308/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,520
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,338
−HK$831/mo
Today · 4.125%
HK$32,169
baseline
▲ 0.50% · 4.625%
HK$33,864
+HK$1,695/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,338/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,393
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$929/mo
Today · 4.125%
HK$31,237
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,900/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,474/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,700
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,577
−HK$889/mo
Today · 4.125%
HK$34,466
baseline
▲ 0.50% · 4.625%
HK$36,283
+HK$1,817/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,932/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,353
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,328
−HK$991/mo
Today · 4.125%
HK$33,319
baseline
▲ 0.50% · 4.625%
HK$35,346
+HK$2,027/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,638/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,880
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$35,815
−HK$949/mo
Today · 4.125%
HK$36,764
baseline
▲ 0.50% · 4.625%
HK$38,702
+HK$1,938/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,528/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,312
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,349
−HK$1,052/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,556
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,060
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,008/mo
Today · 4.125%
HK$39,062
baseline
▲ 0.50% · 4.625%
HK$41,121
+HK$2,059/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,124/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,115/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,765
+HK$2,281/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,240
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,068/mo
Today · 4.125%
HK$41,360
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,180/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,720/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).