▼ 0.50% · 3.625%
HK$21,672
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,346
−HK$685/mo
Today · 4.125%
HK$23,031
baseline
▲ 0.50% · 4.625%
HK$24,432
+HK$1,401/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,062/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,756
−HK$656/mo
Today · 4.125%
HK$25,412
baseline
▲ 0.50% · 4.625%
HK$26,752
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,824/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,839
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,580
−HK$754/mo
Today · 4.125%
HK$25,334
baseline
▲ 0.50% · 4.625%
HK$26,875
+HK$1,541/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,668/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,521
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$27,232
−HK$721/mo
Today · 4.125%
HK$27,953
baseline
▲ 0.50% · 4.625%
HK$29,427
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,906/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,006
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,815
−HK$822/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,319
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,932
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,707
−HK$788/mo
Today · 4.125%
HK$30,495
baseline
▲ 0.50% · 4.625%
HK$32,102
+HK$1,607/mo
Deposit HK$3.80M · loan HK$5.70M · min. income ≈ HK$60,990/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,173
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,050
−HK$890/mo
Today · 4.125%
HK$29,940
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,822/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,880/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,342
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$853/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$34,777
+HK$1,741/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,340
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$959/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$34,205
+HK$1,962/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,753
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,659
−HK$918/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$1,875/mo
Deposit HK$2.85M · loan HK$6.65M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,508
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,519
−HK$1,027/mo
Today · 4.125%
HK$34,546
baseline
▲ 0.50% · 4.625%
HK$36,648
+HK$2,102/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,092/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,164
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,134
−HK$984/mo
Today · 4.125%
HK$38,118
baseline
▲ 0.50% · 4.625%
HK$40,128
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,236/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,675
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$1,096/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$39,091
+HK$2,242/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,575
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,610
−HK$1,049/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$42,803
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.60M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,842
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,164/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,535
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,086
−HK$1,115/mo
Today · 4.125%
HK$43,201
baseline
▲ 0.50% · 4.625%
HK$45,478
+HK$2,277/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,402/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,009
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,232/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,978
+HK$2,523/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,181/mo
Today · 4.125%
HK$45,742
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,411/mo
Deposit HK$950K · loan HK$8.55M · min. income ≈ HK$91,484/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,409 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).