▼ 0.50% · 3.625%
HK$20,003
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,625
−HK$632/mo
Today · 4.125%
HK$21,257
baseline
▲ 0.50% · 4.625%
HK$22,551
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,514/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,253
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,850
−HK$605/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,692
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$695/mo
Today · 4.125%
HK$23,383
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,423/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,766/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$666/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,004
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,750
−HK$759/mo
Today · 4.125%
HK$25,509
baseline
▲ 0.50% · 4.625%
HK$27,061
+HK$1,552/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$51,018/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$726/mo
Today · 4.125%
HK$28,146
baseline
▲ 0.50% · 4.625%
HK$29,630
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,292/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,004
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$822/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,681/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,929
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,705
−HK$787/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,099
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,004
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,875
−HK$885/mo
Today · 4.125%
HK$29,760
baseline
▲ 0.50% · 4.625%
HK$31,571
+HK$1,811/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,520/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,154
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$31,990
−HK$848/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,568
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,004
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$948/mo
Today · 4.125%
HK$31,886
baseline
▲ 0.50% · 4.625%
HK$33,826
+HK$1,940/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,772/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,380
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,275
−HK$908/mo
Today · 4.125%
HK$35,183
baseline
▲ 0.50% · 4.625%
HK$37,038
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,366/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$1,012/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$36,081
+HK$2,069/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,605
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$969/mo
Today · 4.125%
HK$37,529
baseline
▲ 0.50% · 4.625%
HK$39,507
+HK$1,978/mo
Deposit HK$1.75M · loan HK$7.02M · min. income ≈ HK$75,058/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,005
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$1,074/mo
Today · 4.125%
HK$36,137
baseline
▲ 0.50% · 4.625%
HK$38,336
+HK$2,199/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,274/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,830
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,029/mo
Today · 4.125%
HK$39,874
baseline
▲ 0.50% · 4.625%
HK$41,976
+HK$2,102/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,748/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$1,138/mo
Today · 4.125%
HK$38,263
baseline
▲ 0.50% · 4.625%
HK$40,591
+HK$2,328/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$76,526/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,056
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,090/mo
Today · 4.125%
HK$42,220
baseline
▲ 0.50% · 4.625%
HK$44,445
+HK$2,225/mo
Deposit HK$877K · loan HK$7.90M · min. income ≈ HK$84,440/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,168 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).