▼ 0.50% · 3.625%
HK$19,331
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,932
−HK$611/mo
Today · 4.125%
HK$20,543
baseline
▲ 0.50% · 4.625%
HK$21,793
+HK$1,250/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,086/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,506
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,083
−HK$585/mo
Today · 4.125%
HK$22,668
baseline
▲ 0.50% · 4.625%
HK$23,862
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,336/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,264
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,926
−HK$672/mo
Today · 4.125%
HK$22,598
baseline
▲ 0.50% · 4.625%
HK$23,973
+HK$1,375/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,196/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,656
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,291
−HK$643/mo
Today · 4.125%
HK$24,934
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,315/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,868/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,919
−HK$733/mo
Today · 4.125%
HK$24,652
baseline
▲ 0.50% · 4.625%
HK$26,152
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$49,304/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,807
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$702/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,434/mo
Deposit HK$3.39M · loan HK$5.09M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,131
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$794/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,625/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,957
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$761/mo
Today · 4.125%
HK$29,468
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,553/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,936/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,064
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$856/mo
Today · 4.125%
HK$28,761
baseline
▲ 0.50% · 4.625%
HK$30,511
+HK$1,750/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,522/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,108
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,916
−HK$819/mo
Today · 4.125%
HK$31,735
baseline
▲ 0.50% · 4.625%
HK$33,407
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,470/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,997
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,899
−HK$916/mo
Today · 4.125%
HK$30,815
baseline
▲ 0.50% · 4.625%
HK$32,690
+HK$1,875/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$61,630/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,259
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$877/mo
Today · 4.125%
HK$34,001
baseline
▲ 0.50% · 4.625%
HK$35,794
+HK$1,793/mo
Deposit HK$2.12M · loan HK$6.36M · min. income ≈ HK$68,002/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,930
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$31,892
−HK$977/mo
Today · 4.125%
HK$32,869
baseline
▲ 0.50% · 4.625%
HK$34,869
+HK$2,000/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$65,738/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,409
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,332
−HK$936/mo
Today · 4.125%
HK$36,268
baseline
▲ 0.50% · 4.625%
HK$38,180
+HK$1,912/mo
Deposit HK$1.70M · loan HK$6.78M · min. income ≈ HK$72,536/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,863
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$1,039/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$37,049
+HK$2,125/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,560
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$995/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,031/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,796
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$35,878
−HK$1,100/mo
Today · 4.125%
HK$36,978
baseline
▲ 0.50% · 4.625%
HK$39,228
+HK$2,250/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$73,956/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,710
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$39,749
−HK$1,053/mo
Today · 4.125%
HK$40,802
baseline
▲ 0.50% · 4.625%
HK$42,952
+HK$2,150/mo
Deposit HK$848K · loan HK$7.63M · min. income ≈ HK$81,604/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,329 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).