▼ 0.50% · 3.625%
HK$17,764
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,317
−HK$561/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$20,027
+HK$1,149/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,762
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,293
−HK$537/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$21,928
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,541
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$618/mo
Today · 4.125%
HK$20,766
baseline
▲ 0.50% · 4.625%
HK$22,030
+HK$1,264/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$41,532/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,739
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$591/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,121
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,317
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,980
−HK$674/mo
Today · 4.125%
HK$22,654
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,308/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,351
−HK$645/mo
Today · 4.125%
HK$24,996
baseline
▲ 0.50% · 4.625%
HK$26,314
+HK$1,318/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,992/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,812
−HK$730/mo
Today · 4.125%
HK$24,542
baseline
▲ 0.50% · 4.625%
HK$26,035
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,084/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$699/mo
Today · 4.125%
HK$27,079
baseline
▲ 0.50% · 4.625%
HK$28,507
+HK$1,428/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,158/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,870
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,038
+HK$1,609/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,410
−HK$752/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$842/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$806/mo
Today · 4.125%
HK$31,245
baseline
▲ 0.50% · 4.625%
HK$32,892
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,490/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,423
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,307
−HK$898/mo
Today · 4.125%
HK$30,205
baseline
▲ 0.50% · 4.625%
HK$32,043
+HK$1,838/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,410/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,620
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,468
−HK$860/mo
Today · 4.125%
HK$33,328
baseline
▲ 0.50% · 4.625%
HK$35,085
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,656/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,138
−HK$955/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$914/mo
Today · 4.125%
HK$35,411
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$1,867/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,976
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,011/mo
Today · 4.125%
HK$33,981
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,962/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,527
−HK$967/mo
Today · 4.125%
HK$37,494
baseline
▲ 0.50% · 4.625%
HK$39,471
+HK$1,977/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,988/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,714 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).