▼ 0.50% · 3.625%
HK$19,320
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,921
−HK$611/mo
Today · 4.125%
HK$20,532
baseline
▲ 0.50% · 4.625%
HK$21,781
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,064/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,494
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,070
−HK$585/mo
Today · 4.125%
HK$22,655
baseline
▲ 0.50% · 4.625%
HK$23,849
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,310/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,253
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,914
−HK$671/mo
Today · 4.125%
HK$22,585
baseline
▲ 0.50% · 4.625%
HK$23,959
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,170/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,643
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,277
−HK$644/mo
Today · 4.125%
HK$24,921
baseline
▲ 0.50% · 4.625%
HK$26,234
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,842/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,906
−HK$732/mo
Today · 4.125%
HK$24,638
baseline
▲ 0.50% · 4.625%
HK$26,138
+HK$1,500/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,276/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,793
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,484
−HK$702/mo
Today · 4.125%
HK$27,186
baseline
▲ 0.50% · 4.625%
HK$28,619
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,372/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,117
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,898
−HK$794/mo
Today · 4.125%
HK$26,692
baseline
▲ 0.50% · 4.625%
HK$28,316
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,384/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,942
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$761/mo
Today · 4.125%
HK$29,452
baseline
▲ 0.50% · 4.625%
HK$31,004
+HK$1,552/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,904/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$855/mo
Today · 4.125%
HK$28,745
baseline
▲ 0.50% · 4.625%
HK$30,494
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,490/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,091
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,898
−HK$819/mo
Today · 4.125%
HK$31,717
baseline
▲ 0.50% · 4.625%
HK$33,389
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,434/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,981
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,882
−HK$916/mo
Today · 4.125%
HK$30,798
baseline
▲ 0.50% · 4.625%
HK$32,672
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,596/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,241
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,105
−HK$878/mo
Today · 4.125%
HK$33,983
baseline
▲ 0.50% · 4.625%
HK$35,774
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,966/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,913
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$977/mo
Today · 4.125%
HK$32,851
baseline
▲ 0.50% · 4.625%
HK$34,850
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,702/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,390
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$936/mo
Today · 4.125%
HK$36,248
baseline
▲ 0.50% · 4.625%
HK$38,159
+HK$1,911/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,496/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,845
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,866
−HK$1,038/mo
Today · 4.125%
HK$34,904
baseline
▲ 0.50% · 4.625%
HK$37,028
+HK$2,124/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,808/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,539
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,519
−HK$995/mo
Today · 4.125%
HK$38,514
baseline
▲ 0.50% · 4.625%
HK$40,544
+HK$2,030/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,028/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,777
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,859
−HK$1,099/mo
Today · 4.125%
HK$36,958
baseline
▲ 0.50% · 4.625%
HK$39,206
+HK$2,248/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$73,916/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,689
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,726
−HK$1,053/mo
Today · 4.125%
HK$40,779
baseline
▲ 0.50% · 4.625%
HK$42,929
+HK$2,150/mo
Deposit HK$847K · loan HK$7.63M · min. income ≈ HK$81,558/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,189 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).