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At today's rate and a 90% mortgage, the deposit on this unit is about HK$776K, with repayments around HK$33,833/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$776K · loan HK$6.98M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Wu Kai Sha Station Station.
Family-friendly — 9 schools within a 1 km walk.
Everyday convenience — 10 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 496 Saleable ft²
- Gross Area
- 639 ft²
- Efficiency
- 78%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-06 | HK$7.10M | −16.0% 3.3y · −5.0%/yr |
| 2021-08-10 | HK$8.45M | +14.3% 4.3y · 3.0%/yr |
| 2017-04-24 | HK$7.39M | +40.8% 4.6y · 9.0%/yr |
| 2012-10-11 | HK$5.25M | — |