▼ 0.50% · 3.625%
HK$18,460
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,034
−HK$584/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,811
+HK$1,193/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,536
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,087
−HK$559/mo
Today · 4.125%
HK$21,646
baseline
▲ 0.50% · 4.625%
HK$22,787
+HK$1,141/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,292/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,306
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,938
−HK$641/mo
Today · 4.125%
HK$21,579
baseline
▲ 0.50% · 4.625%
HK$22,892
+HK$1,313/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,158/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,590
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,196
−HK$615/mo
Today · 4.125%
HK$23,811
baseline
▲ 0.50% · 4.625%
HK$25,066
+HK$1,255/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,622/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,152
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,841
−HK$700/mo
Today · 4.125%
HK$23,541
baseline
▲ 0.50% · 4.625%
HK$24,973
+HK$1,432/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,082/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,644
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,305
−HK$670/mo
Today · 4.125%
HK$25,975
baseline
▲ 0.50% · 4.625%
HK$27,344
+HK$1,369/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$51,950/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,744
−HK$759/mo
Today · 4.125%
HK$25,503
baseline
▲ 0.50% · 4.625%
HK$27,055
+HK$1,552/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$51,006/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,697
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,413
−HK$727/mo
Today · 4.125%
HK$28,140
baseline
▲ 0.50% · 4.625%
HK$29,623
+HK$1,483/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,280/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,844
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,648
−HK$817/mo
Today · 4.125%
HK$27,465
baseline
▲ 0.50% · 4.625%
HK$29,136
+HK$1,671/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,930/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,751
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,522
−HK$782/mo
Today · 4.125%
HK$30,304
baseline
▲ 0.50% · 4.625%
HK$31,902
+HK$1,598/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,608/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,690
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$28,551
−HK$875/mo
Today · 4.125%
HK$29,426
baseline
▲ 0.50% · 4.625%
HK$31,217
+HK$1,791/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,852/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,805
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$838/mo
Today · 4.125%
HK$32,469
baseline
▲ 0.50% · 4.625%
HK$34,180
+HK$1,711/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,938/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,536
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,455
−HK$933/mo
Today · 4.125%
HK$31,388
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,910/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,776/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,858
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,740
−HK$894/mo
Today · 4.125%
HK$34,634
baseline
▲ 0.50% · 4.625%
HK$36,459
+HK$1,825/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,268/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,382
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,358
−HK$992/mo
Today · 4.125%
HK$33,350
baseline
▲ 0.50% · 4.625%
HK$35,379
+HK$2,029/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,700/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,912
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,848
−HK$950/mo
Today · 4.125%
HK$36,798
baseline
▲ 0.50% · 4.625%
HK$38,738
+HK$1,940/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,596/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,228
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$1,051/mo
Today · 4.125%
HK$35,312
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$2,148/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,624/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,966
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,006/mo
Today · 4.125%
HK$38,963
baseline
▲ 0.50% · 4.625%
HK$41,017
+HK$2,054/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$77,926/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,867 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).