▼ 0.50% · 3.625%
HK$18,045
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$18,606
−HK$570/mo
Today · 4.125%
HK$19,176
baseline
▲ 0.50% · 4.625%
HK$20,343
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,352/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,074
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,613
−HK$546/mo
Today · 4.125%
HK$21,159
baseline
▲ 0.50% · 4.625%
HK$22,274
+HK$1,115/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,318/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,849
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,466
−HK$628/mo
Today · 4.125%
HK$21,094
baseline
▲ 0.50% · 4.625%
HK$22,377
+HK$1,283/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,188/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,082
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,674
−HK$601/mo
Today · 4.125%
HK$23,275
baseline
▲ 0.50% · 4.625%
HK$24,502
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,550/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$684/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,400/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$656/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,729
+HK$1,338/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,188
−HK$741/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,517/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,797
−HK$710/mo
Today · 4.125%
HK$27,507
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,449/mo
Deposit HK$2.77M · loan HK$5.14M · min. income ≈ HK$55,014/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,262
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$799/mo
Today · 4.125%
HK$26,847
baseline
▲ 0.50% · 4.625%
HK$28,480
+HK$1,633/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$53,694/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,104
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,858
−HK$764/mo
Today · 4.125%
HK$29,622
baseline
▲ 0.50% · 4.625%
HK$31,184
+HK$1,562/mo
Deposit HK$2.37M · loan HK$5.54M · min. income ≈ HK$59,244/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,067
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,909
−HK$855/mo
Today · 4.125%
HK$28,764
baseline
▲ 0.50% · 4.625%
HK$30,514
+HK$1,750/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,528/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,112
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,919
−HK$819/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,411
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,871
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,769
−HK$913/mo
Today · 4.125%
HK$30,682
baseline
▲ 0.50% · 4.625%
HK$32,549
+HK$1,867/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,364/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,119
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,980
−HK$874/mo
Today · 4.125%
HK$33,854
baseline
▲ 0.50% · 4.625%
HK$35,639
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,708/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,676
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$969/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,583
+HK$1,984/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,126
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,042
−HK$928/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,480
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,490
−HK$1,027/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,617
+HK$2,100/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,134
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,103
−HK$983/mo
Today · 4.125%
HK$38,086
baseline
▲ 0.50% · 4.625%
HK$40,094
+HK$2,008/mo
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$76,172/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,402 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).