▼ 0.50% · 3.625%
HK$18,534
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,111
−HK$585/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,895
+HK$1,199/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,619
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,172
−HK$561/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$22,879
+HK$1,146/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,388
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,022
−HK$644/mo
Today · 4.125%
HK$21,666
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,318/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,332/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,681
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,289
−HK$617/mo
Today · 4.125%
HK$23,906
baseline
▲ 0.50% · 4.625%
HK$25,166
+HK$1,260/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,812/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$703/mo
Today · 4.125%
HK$23,636
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,438/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,272/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$674/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,454
+HK$1,374/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,094
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,844
−HK$761/mo
Today · 4.125%
HK$25,605
baseline
▲ 0.50% · 4.625%
HK$27,163
+HK$1,558/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$51,210/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,524
−HK$729/mo
Today · 4.125%
HK$28,253
baseline
▲ 0.50% · 4.625%
HK$29,742
+HK$1,489/mo
Deposit HK$2.84M · loan HK$5.28M · min. income ≈ HK$56,506/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,948
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,755
−HK$820/mo
Today · 4.125%
HK$27,575
baseline
▲ 0.50% · 4.625%
HK$29,253
+HK$1,678/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,150/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$29,641
−HK$785/mo
Today · 4.125%
HK$30,426
baseline
▲ 0.50% · 4.625%
HK$32,030
+HK$1,604/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,852/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,801
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,666
−HK$879/mo
Today · 4.125%
HK$29,545
baseline
▲ 0.50% · 4.625%
HK$31,342
+HK$1,797/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,090/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,929
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,758
−HK$842/mo
Today · 4.125%
HK$32,600
baseline
▲ 0.50% · 4.625%
HK$34,318
+HK$1,718/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,200/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,655
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$30,577
−HK$937/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,432
+HK$1,918/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,990
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$898/mo
Today · 4.125%
HK$34,773
baseline
▲ 0.50% · 4.625%
HK$36,606
+HK$1,833/mo
Deposit HK$1.63M · loan HK$6.50M · min. income ≈ HK$69,546/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,508
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,488
−HK$996/mo
Today · 4.125%
HK$33,484
baseline
▲ 0.50% · 4.625%
HK$35,521
+HK$2,037/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$66,968/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,052
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$954/mo
Today · 4.125%
HK$36,946
baseline
▲ 0.50% · 4.625%
HK$38,894
+HK$1,948/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,892/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,361
−HK$2,092/mo
▼ 0.25% · 3.875%
HK$34,399
−HK$1,054/mo
Today · 4.125%
HK$35,453
baseline
▲ 0.50% · 4.625%
HK$37,611
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,906/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,114
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$38,110
−HK$1,009/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,181
+HK$2,062/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).