▼ 0.50% · 3.625%
HK$18,664
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,244
−HK$590/mo
Today · 4.125%
HK$19,834
baseline
▲ 0.50% · 4.625%
HK$21,041
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,668/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,763
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,320
−HK$565/mo
Today · 4.125%
HK$21,885
baseline
▲ 0.50% · 4.625%
HK$23,039
+HK$1,154/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,770/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,530
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,169
−HK$649/mo
Today · 4.125%
HK$21,818
baseline
▲ 0.50% · 4.625%
HK$23,145
+HK$1,327/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,636/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,840
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,452
−HK$622/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,343
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,397
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$708/mo
Today · 4.125%
HK$23,801
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,448/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,602/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,916
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$678/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,384/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,263
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$766/mo
Today · 4.125%
HK$25,784
baseline
▲ 0.50% · 4.625%
HK$27,353
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,568/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,992
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,716
−HK$735/mo
Today · 4.125%
HK$28,451
baseline
▲ 0.50% · 4.625%
HK$29,950
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,902/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,129
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,942
−HK$826/mo
Today · 4.125%
HK$27,768
baseline
▲ 0.50% · 4.625%
HK$29,457
+HK$1,689/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,536/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,069
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,848
−HK$791/mo
Today · 4.125%
HK$30,639
baseline
▲ 0.50% · 4.625%
HK$32,254
+HK$1,615/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,278/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,996
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,867
−HK$884/mo
Today · 4.125%
HK$29,751
baseline
▲ 0.50% · 4.625%
HK$31,562
+HK$1,811/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,502/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,145
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,980
−HK$848/mo
Today · 4.125%
HK$32,828
baseline
▲ 0.50% · 4.625%
HK$34,558
+HK$1,730/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,656/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$944/mo
Today · 4.125%
HK$31,735
baseline
▲ 0.50% · 4.625%
HK$33,666
+HK$1,931/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,470/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,221
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,112
−HK$904/mo
Today · 4.125%
HK$35,016
baseline
▲ 0.50% · 4.625%
HK$36,862
+HK$1,846/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,032/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,728
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,715
−HK$1,003/mo
Today · 4.125%
HK$33,718
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$2,052/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,436/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$961/mo
Today · 4.125%
HK$37,205
baseline
▲ 0.50% · 4.625%
HK$39,166
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,410/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,595
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$34,640
−HK$1,062/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,874
+HK$2,172/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,374
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,376
−HK$1,017/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,470
+HK$2,077/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,549 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).