▼ 0.50% · 3.625%
HK$19,447
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,052
−HK$614/mo
Today · 4.125%
HK$20,666
baseline
▲ 0.50% · 4.625%
HK$21,924
+HK$1,258/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$41,332/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,634
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,214
−HK$589/mo
Today · 4.125%
HK$22,803
baseline
▲ 0.50% · 4.625%
HK$24,005
+HK$1,202/mo
Deposit HK$4.26M · loan HK$4.26M · min. income ≈ HK$45,606/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,391
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$676/mo
Today · 4.125%
HK$22,733
baseline
▲ 0.50% · 4.625%
HK$24,116
+HK$1,383/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$45,466/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,798
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,436
−HK$647/mo
Today · 4.125%
HK$25,083
baseline
▲ 0.50% · 4.625%
HK$26,405
+HK$1,322/mo
Deposit HK$3.84M · loan HK$4.69M · min. income ≈ HK$50,166/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,336
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,062
−HK$737/mo
Today · 4.125%
HK$24,799
baseline
▲ 0.50% · 4.625%
HK$26,308
+HK$1,509/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$49,598/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,961
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$707/mo
Today · 4.125%
HK$27,364
baseline
▲ 0.50% · 4.625%
HK$28,806
+HK$1,442/mo
Deposit HK$3.41M · loan HK$5.12M · min. income ≈ HK$54,728/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,281
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,067
−HK$799/mo
Today · 4.125%
HK$26,866
baseline
▲ 0.50% · 4.625%
HK$28,501
+HK$1,635/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$53,732/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,124
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,879
−HK$765/mo
Today · 4.125%
HK$29,644
baseline
▲ 0.50% · 4.625%
HK$31,206
+HK$1,562/mo
Deposit HK$2.98M · loan HK$5.54M · min. income ≈ HK$59,288/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,225
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,072
−HK$861/mo
Today · 4.125%
HK$28,933
baseline
▲ 0.50% · 4.625%
HK$30,693
+HK$1,760/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$57,866/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,288
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,100
−HK$824/mo
Today · 4.125%
HK$31,924
baseline
▲ 0.50% · 4.625%
HK$33,607
+HK$1,683/mo
Deposit HK$2.56M · loan HK$5.97M · min. income ≈ HK$63,848/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,170
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$30,077
−HK$922/mo
Today · 4.125%
HK$30,999
baseline
▲ 0.50% · 4.625%
HK$32,885
+HK$1,886/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$61,998/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,451
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,322
−HK$883/mo
Today · 4.125%
HK$34,205
baseline
▲ 0.50% · 4.625%
HK$36,007
+HK$1,802/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,410/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,115
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,082
−HK$984/mo
Today · 4.125%
HK$33,066
baseline
▲ 0.50% · 4.625%
HK$35,078
+HK$2,012/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$66,132/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,615
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,543
−HK$942/mo
Today · 4.125%
HK$36,485
baseline
▲ 0.50% · 4.625%
HK$38,408
+HK$1,923/mo
Deposit HK$1.71M · loan HK$6.82M · min. income ≈ HK$72,970/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,059
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$1,044/mo
Today · 4.125%
HK$35,132
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$2,138/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$70,264/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,778
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,001/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,043/mo
Deposit HK$1.28M · loan HK$7.25M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,004
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,093
−HK$1,106/mo
Today · 4.125%
HK$37,199
baseline
▲ 0.50% · 4.625%
HK$39,462
+HK$2,263/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,398/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,942
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$39,986
−HK$1,059/mo
Today · 4.125%
HK$41,045
baseline
▲ 0.50% · 4.625%
HK$43,209
+HK$2,164/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$82,090/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,848 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).