▼ 0.50% · 3.625%
HK$18,797
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,382
−HK$594/mo
Today · 4.125%
HK$19,976
baseline
▲ 0.50% · 4.625%
HK$21,191
+HK$1,215/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,952/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,912
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,472
−HK$569/mo
Today · 4.125%
HK$22,041
baseline
▲ 0.50% · 4.625%
HK$23,203
+HK$1,162/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,082/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,677
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,320
−HK$653/mo
Today · 4.125%
HK$21,973
baseline
▲ 0.50% · 4.625%
HK$23,310
+HK$1,337/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,946/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,003
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,620
−HK$625/mo
Today · 4.125%
HK$24,245
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,278/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,490/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,258
−HK$713/mo
Today · 4.125%
HK$23,971
baseline
▲ 0.50% · 4.625%
HK$25,430
+HK$1,459/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,942/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,094
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,767
−HK$683/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$27,844
+HK$1,394/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,196
−HK$773/mo
Today · 4.125%
HK$25,969
baseline
▲ 0.50% · 4.625%
HK$27,549
+HK$1,580/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,938/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,185
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,914
−HK$740/mo
Today · 4.125%
HK$28,654
baseline
▲ 0.50% · 4.625%
HK$30,164
+HK$1,510/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,308/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,316
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,134
−HK$832/mo
Today · 4.125%
HK$27,966
baseline
▲ 0.50% · 4.625%
HK$29,668
+HK$1,702/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,932/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,276
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,061
−HK$797/mo
Today · 4.125%
HK$30,858
baseline
▲ 0.50% · 4.625%
HK$32,484
+HK$1,626/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,716/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,196
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,073
−HK$891/mo
Today · 4.125%
HK$29,964
baseline
▲ 0.50% · 4.625%
HK$31,787
+HK$1,823/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,928/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,367
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,209
−HK$853/mo
Today · 4.125%
HK$33,062
baseline
▲ 0.50% · 4.625%
HK$34,805
+HK$1,743/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,124/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,075
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$31,011
−HK$950/mo
Today · 4.125%
HK$31,961
baseline
▲ 0.50% · 4.625%
HK$33,906
+HK$1,945/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,922/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,458
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$34,356
−HK$910/mo
Today · 4.125%
HK$35,266
baseline
▲ 0.50% · 4.625%
HK$37,125
+HK$1,859/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,532/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,955
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,949
−HK$1,010/mo
Today · 4.125%
HK$33,959
baseline
▲ 0.50% · 4.625%
HK$36,025
+HK$2,066/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,918/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,550
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$36,503
−HK$967/mo
Today · 4.125%
HK$37,470
baseline
▲ 0.50% · 4.625%
HK$39,445
+HK$1,975/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$74,940/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,835
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,887
−HK$1,069/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$2,188/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$71,912/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,641
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,650
−HK$1,024/mo
Today · 4.125%
HK$39,674
baseline
▲ 0.50% · 4.625%
HK$41,766
+HK$2,092/mo
Deposit HK$824K · loan HK$7.42M · min. income ≈ HK$79,348/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,302 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).