▼ 0.50% · 3.625%
HK$18,612
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,190
−HK$589/mo
Today · 4.125%
HK$19,779
baseline
▲ 0.50% · 4.625%
HK$20,982
+HK$1,203/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,558/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,705
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,260
−HK$564/mo
Today · 4.125%
HK$21,824
baseline
▲ 0.50% · 4.625%
HK$22,974
+HK$1,150/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,648/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,473
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$21,110
−HK$647/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$23,080
+HK$1,323/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,776
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,386
−HK$620/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,272
+HK$1,266/mo
Deposit HK$3.67M · loan HK$4.49M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,334
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,029
−HK$705/mo
Today · 4.125%
HK$23,734
baseline
▲ 0.50% · 4.625%
HK$25,179
+HK$1,445/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$47,468/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,846
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$25,513
−HK$676/mo
Today · 4.125%
HK$26,189
baseline
▲ 0.50% · 4.625%
HK$27,569
+HK$1,380/mo
Deposit HK$3.26M · loan HK$4.90M · min. income ≈ HK$52,378/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,195
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$764/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,565/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,917
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$732/mo
Today · 4.125%
HK$28,371
baseline
▲ 0.50% · 4.625%
HK$29,866
+HK$1,495/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,742/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,056
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$823/mo
Today · 4.125%
HK$27,690
baseline
▲ 0.50% · 4.625%
HK$29,375
+HK$1,685/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$55,380/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,987
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$788/mo
Today · 4.125%
HK$30,553
baseline
▲ 0.50% · 4.625%
HK$32,164
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.71M · min. income ≈ HK$61,106/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,917
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$882/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,473
+HK$1,805/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$845/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,725/mo
Deposit HK$2.04M · loan HK$6.12M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$941/mo
Today · 4.125%
HK$31,646
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,925/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,292/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,128
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,017
−HK$901/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$36,759
+HK$1,841/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,640
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$32,624
−HK$1,000/mo
Today · 4.125%
HK$33,624
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$2,046/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$67,248/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,199
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,143
−HK$957/mo
Today · 4.125%
HK$37,100
baseline
▲ 0.50% · 4.625%
HK$39,056
+HK$1,956/mo
Deposit HK$1.22M · loan HK$6.94M · min. income ≈ HK$74,200/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,501
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,543
−HK$1,059/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$2,166/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,269
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,269
−HK$1,014/mo
Today · 4.125%
HK$39,283
baseline
▲ 0.50% · 4.625%
HK$41,353
+HK$2,070/mo
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$78,566/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,862 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).