▼ 0.50% · 3.625%
HK$20,988
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,640
−HK$664/mo
Today · 4.125%
HK$22,304
baseline
▲ 0.50% · 4.625%
HK$23,661
+HK$1,357/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$44,608/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,348
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,975
−HK$635/mo
Today · 4.125%
HK$24,610
baseline
▲ 0.50% · 4.625%
HK$25,907
+HK$1,297/mo
Deposit HK$4.60M · loan HK$4.60M · min. income ≈ HK$49,220/mo (50% DSR)
Upfront cash ≈ HK$4.89M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,086
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,804
−HK$730/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,493/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,683
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$699/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,427/mo
Deposit HK$4.14M · loan HK$5.06M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,185
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,969
−HK$795/mo
Today · 4.125%
HK$26,764
baseline
▲ 0.50% · 4.625%
HK$28,393
+HK$1,629/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$53,528/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,018
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,770
−HK$762/mo
Today · 4.125%
HK$29,532
baseline
▲ 0.50% · 4.625%
HK$31,089
+HK$1,557/mo
Deposit HK$3.68M · loan HK$5.52M · min. income ≈ HK$59,064/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,284
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,133
−HK$862/mo
Today · 4.125%
HK$28,995
baseline
▲ 0.50% · 4.625%
HK$30,759
+HK$1,764/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$57,990/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,353
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$31,167
−HK$826/mo
Today · 4.125%
HK$31,993
baseline
▲ 0.50% · 4.625%
HK$33,679
+HK$1,686/mo
Deposit HK$3.22M · loan HK$5.98M · min. income ≈ HK$63,986/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,383
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,297
−HK$928/mo
Today · 4.125%
HK$31,225
baseline
▲ 0.50% · 4.625%
HK$33,125
+HK$1,900/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$62,450/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,688
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,565
−HK$889/mo
Today · 4.125%
HK$34,454
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$1,816/mo
Deposit HK$2.76M · loan HK$6.44M · min. income ≈ HK$68,908/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,481
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$32,461
−HK$995/mo
Today · 4.125%
HK$33,456
baseline
▲ 0.50% · 4.625%
HK$35,491
+HK$2,035/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$66,912/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,023
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,962
−HK$953/mo
Today · 4.125%
HK$36,915
baseline
▲ 0.50% · 4.625%
HK$38,861
+HK$1,946/mo
Deposit HK$2.30M · loan HK$6.90M · min. income ≈ HK$73,830/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,580
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,625
−HK$1,061/mo
Today · 4.125%
HK$35,686
baseline
▲ 0.50% · 4.625%
HK$37,857
+HK$2,171/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$71,372/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,358
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,359
−HK$1,017/mo
Today · 4.125%
HK$39,376
baseline
▲ 0.50% · 4.625%
HK$41,451
+HK$2,075/mo
Deposit HK$1.84M · loan HK$7.36M · min. income ≈ HK$78,752/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,679
−HK$2,237/mo
▼ 0.25% · 3.875%
HK$36,789
−HK$1,127/mo
Today · 4.125%
HK$37,916
baseline
▲ 0.50% · 4.625%
HK$40,223
+HK$2,307/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$75,832/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,692
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$40,757
−HK$1,080/mo
Today · 4.125%
HK$41,837
baseline
▲ 0.50% · 4.625%
HK$44,042
+HK$2,205/mo
Deposit HK$1.38M · loan HK$7.82M · min. income ≈ HK$83,674/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,778
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$38,953
−HK$1,194/mo
Today · 4.125%
HK$40,147
baseline
▲ 0.50% · 4.625%
HK$42,589
+HK$2,442/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$80,294/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,027
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,154
−HK$1,144/mo
Today · 4.125%
HK$44,298
baseline
▲ 0.50% · 4.625%
HK$46,633
+HK$2,335/mo
Deposit HK$920K · loan HK$8.28M · min. income ≈ HK$88,596/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$290,405 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).