▼ 0.50% · 3.625%
HK$19,101
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,695
−HK$604/mo
Today · 4.125%
HK$20,299
baseline
▲ 0.50% · 4.625%
HK$21,534
+HK$1,235/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,598/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,250
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$21,820
−HK$578/mo
Today · 4.125%
HK$22,398
baseline
▲ 0.50% · 4.625%
HK$23,578
+HK$1,180/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,796/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,011
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,665
−HK$664/mo
Today · 4.125%
HK$22,329
baseline
▲ 0.50% · 4.625%
HK$23,687
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,658/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,375
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,002
−HK$636/mo
Today · 4.125%
HK$24,638
baseline
▲ 0.50% · 4.625%
HK$25,936
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,276/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,921
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,634
−HK$725/mo
Today · 4.125%
HK$24,359
baseline
▲ 0.50% · 4.625%
HK$25,841
+HK$1,482/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,718/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,500
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$693/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,294
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,831
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,604
−HK$784/mo
Today · 4.125%
HK$26,388
baseline
▲ 0.50% · 4.625%
HK$27,994
+HK$1,606/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,776/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,625
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,365
−HK$752/mo
Today · 4.125%
HK$29,117
baseline
▲ 0.50% · 4.625%
HK$30,652
+HK$1,535/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,234/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,741
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,573
−HK$845/mo
Today · 4.125%
HK$28,418
baseline
▲ 0.50% · 4.625%
HK$30,148
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,836/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,750
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,547
−HK$810/mo
Today · 4.125%
HK$31,357
baseline
▲ 0.50% · 4.625%
HK$33,010
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,714/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,652
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$905/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,301
+HK$1,853/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,875
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,729
−HK$868/mo
Today · 4.125%
HK$33,597
baseline
▲ 0.50% · 4.625%
HK$35,368
+HK$1,771/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,194/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,562
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,512
−HK$966/mo
Today · 4.125%
HK$32,478
baseline
▲ 0.50% · 4.625%
HK$34,454
+HK$1,976/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$64,956/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,000
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,911
−HK$925/mo
Today · 4.125%
HK$35,836
baseline
▲ 0.50% · 4.625%
HK$37,725
+HK$1,889/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$71,672/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,472
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,482
−HK$1,026/mo
Today · 4.125%
HK$34,508
baseline
▲ 0.50% · 4.625%
HK$36,608
+HK$2,100/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,016/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,124
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,093
−HK$983/mo
Today · 4.125%
HK$38,076
baseline
▲ 0.50% · 4.625%
HK$40,083
+HK$2,007/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,152/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,382
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$35,451
−HK$1,087/mo
Today · 4.125%
HK$36,538
baseline
▲ 0.50% · 4.625%
HK$38,761
+HK$2,223/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,076/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,249
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,275
−HK$1,041/mo
Today · 4.125%
HK$40,316
baseline
▲ 0.50% · 4.625%
HK$42,441
+HK$2,125/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,632/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,301 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).