▼ 0.50% · 3.625%
HK$20,640
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$653/mo
Today · 4.125%
HK$21,935
baseline
▲ 0.50% · 4.625%
HK$23,269
+HK$1,334/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,870/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,962
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,578
−HK$625/mo
Today · 4.125%
HK$24,203
baseline
▲ 0.50% · 4.625%
HK$25,478
+HK$1,275/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,406/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,704
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,411
−HK$717/mo
Today · 4.125%
HK$24,128
baseline
▲ 0.50% · 4.625%
HK$25,596
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,256/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,258
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,936
−HK$687/mo
Today · 4.125%
HK$26,623
baseline
▲ 0.50% · 4.625%
HK$28,026
+HK$1,403/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,246/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,768
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,539
−HK$783/mo
Today · 4.125%
HK$26,322
baseline
▲ 0.50% · 4.625%
HK$27,923
+HK$1,601/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,644/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,555
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$28,294
−HK$749/mo
Today · 4.125%
HK$29,043
baseline
▲ 0.50% · 4.625%
HK$30,574
+HK$1,531/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,086/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,832
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,667
−HK$848/mo
Today · 4.125%
HK$28,515
baseline
▲ 0.50% · 4.625%
HK$30,250
+HK$1,735/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$57,030/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,851
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,651
−HK$813/mo
Today · 4.125%
HK$31,464
baseline
▲ 0.50% · 4.625%
HK$33,122
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,928/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,896
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,795
−HK$913/mo
Today · 4.125%
HK$30,708
baseline
▲ 0.50% · 4.625%
HK$32,577
+HK$1,869/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,416/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,009
−HK$875/mo
Today · 4.125%
HK$33,884
baseline
▲ 0.50% · 4.625%
HK$35,670
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,768/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,960
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,923
−HK$979/mo
Today · 4.125%
HK$32,902
baseline
▲ 0.50% · 4.625%
HK$34,904
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,804/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,443
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$937/mo
Today · 4.125%
HK$36,304
baseline
▲ 0.50% · 4.625%
HK$38,218
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,608/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,024
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,052
−HK$1,043/mo
Today · 4.125%
HK$35,095
baseline
▲ 0.50% · 4.625%
HK$37,231
+HK$2,136/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,190/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,739
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,725
−HK$999/mo
Today · 4.125%
HK$38,724
baseline
▲ 0.50% · 4.625%
HK$40,766
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,448/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,089
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,180
−HK$1,109/mo
Today · 4.125%
HK$37,289
baseline
▲ 0.50% · 4.625%
HK$39,558
+HK$2,269/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,578/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,036
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,083
−HK$1,062/mo
Today · 4.125%
HK$41,145
baseline
▲ 0.50% · 4.625%
HK$43,313
+HK$2,168/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,290/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,329/mo
▼ 0.25% · 3.875%
HK$38,308
−HK$1,174/mo
Today · 4.125%
HK$39,482
baseline
▲ 0.50% · 4.625%
HK$41,885
+HK$2,403/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,964/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,332
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$42,440
−HK$1,125/mo
Today · 4.125%
HK$43,565
baseline
▲ 0.50% · 4.625%
HK$45,861
+HK$2,296/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,130/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,175 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).