▼ 0.50% · 3.625%
HK$19,638
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,249
−HK$621/mo
Today · 4.125%
HK$20,870
baseline
▲ 0.50% · 4.625%
HK$22,140
+HK$1,270/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,740/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,847
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$595/mo
Today · 4.125%
HK$23,028
baseline
▲ 0.50% · 4.625%
HK$24,242
+HK$1,214/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,056/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,602
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,274
−HK$683/mo
Today · 4.125%
HK$22,957
baseline
▲ 0.50% · 4.625%
HK$24,354
+HK$1,397/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,914/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,032
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$654/mo
Today · 4.125%
HK$25,331
baseline
▲ 0.50% · 4.625%
HK$26,666
+HK$1,335/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,662/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,566
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,299
−HK$745/mo
Today · 4.125%
HK$25,044
baseline
▲ 0.50% · 4.625%
HK$26,568
+HK$1,524/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$50,088/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,217
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,920
−HK$713/mo
Today · 4.125%
HK$27,633
baseline
▲ 0.50% · 4.625%
HK$29,090
+HK$1,457/mo
Deposit HK$3.44M · loan HK$5.17M · min. income ≈ HK$55,266/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,530
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,324
−HK$807/mo
Today · 4.125%
HK$27,131
baseline
▲ 0.50% · 4.625%
HK$28,782
+HK$1,651/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$54,262/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,402
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,163
−HK$773/mo
Today · 4.125%
HK$29,936
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,578/mo
Deposit HK$3.01M · loan HK$5.60M · min. income ≈ HK$59,872/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,494
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$869/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,996
+HK$1,778/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,586
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,407
−HK$832/mo
Today · 4.125%
HK$32,239
baseline
▲ 0.50% · 4.625%
HK$33,938
+HK$1,699/mo
Deposit HK$2.58M · loan HK$6.03M · min. income ≈ HK$64,478/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,457
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$30,374
−HK$931/mo
Today · 4.125%
HK$31,305
baseline
▲ 0.50% · 4.625%
HK$33,209
+HK$1,904/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,610/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,771
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,650
−HK$892/mo
Today · 4.125%
HK$34,542
baseline
▲ 0.50% · 4.625%
HK$36,362
+HK$1,820/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,084/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,421
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,399
−HK$993/mo
Today · 4.125%
HK$33,392
baseline
▲ 0.50% · 4.625%
HK$35,423
+HK$2,031/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$66,784/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,956
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,893
−HK$951/mo
Today · 4.125%
HK$36,844
baseline
▲ 0.50% · 4.625%
HK$38,787
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.89M · min. income ≈ HK$73,688/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,385
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,424
−HK$1,055/mo
Today · 4.125%
HK$35,479
baseline
▲ 0.50% · 4.625%
HK$37,637
+HK$2,158/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$70,958/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,141
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,137
−HK$1,010/mo
Today · 4.125%
HK$39,147
baseline
▲ 0.50% · 4.625%
HK$41,211
+HK$2,064/mo
Deposit HK$1.29M · loan HK$7.32M · min. income ≈ HK$78,294/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,349
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,448
−HK$1,118/mo
Today · 4.125%
HK$37,566
baseline
▲ 0.50% · 4.625%
HK$39,851
+HK$2,285/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$75,132/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,325
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,380
−HK$1,070/mo
Today · 4.125%
HK$41,450
baseline
▲ 0.50% · 4.625%
HK$43,635
+HK$2,185/mo
Deposit HK$861K · loan HK$7.75M · min. income ≈ HK$82,900/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,370 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).