▼ 0.50% · 3.625%
HK$17,979
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,538
−HK$568/mo
Today · 4.125%
HK$19,106
baseline
▲ 0.50% · 4.625%
HK$20,269
+HK$1,163/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,212/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,001
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,537
−HK$545/mo
Today · 4.125%
HK$21,082
baseline
▲ 0.50% · 4.625%
HK$22,193
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,164/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,776
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,392
−HK$625/mo
Today · 4.125%
HK$21,017
baseline
▲ 0.50% · 4.625%
HK$22,295
+HK$1,278/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,034/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,001
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,591
−HK$599/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,222/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,574
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,245
−HK$682/mo
Today · 4.125%
HK$22,927
baseline
▲ 0.50% · 4.625%
HK$24,322
+HK$1,395/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,854/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,001
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,645
−HK$653/mo
Today · 4.125%
HK$25,298
baseline
▲ 0.50% · 4.625%
HK$26,631
+HK$1,333/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,596/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,372
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,099
−HK$739/mo
Today · 4.125%
HK$24,838
baseline
▲ 0.50% · 4.625%
HK$26,349
+HK$1,511/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,676/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,001
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,699
−HK$707/mo
Today · 4.125%
HK$27,406
baseline
▲ 0.50% · 4.625%
HK$28,851
+HK$1,445/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,812/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,170
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$795/mo
Today · 4.125%
HK$26,748
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,628/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$53,496/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$762/mo
Today · 4.125%
HK$29,514
baseline
▲ 0.50% · 4.625%
HK$31,070
+HK$1,556/mo
Deposit HK$2.37M · loan HK$5.52M · min. income ≈ HK$59,028/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,968
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,807
−HK$852/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,403
+HK$1,744/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,806
−HK$816/mo
Today · 4.125%
HK$31,622
baseline
▲ 0.50% · 4.625%
HK$33,289
+HK$1,667/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,244/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,766
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$910/mo
Today · 4.125%
HK$30,570
baseline
▲ 0.50% · 4.625%
HK$32,430
+HK$1,860/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$61,140/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,002
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,860
−HK$871/mo
Today · 4.125%
HK$33,731
baseline
▲ 0.50% · 4.625%
HK$35,508
+HK$1,777/mo
Deposit HK$1.58M · loan HK$6.31M · min. income ≈ HK$67,462/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,564
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,514
−HK$966/mo
Today · 4.125%
HK$32,480
baseline
▲ 0.50% · 4.625%
HK$34,457
+HK$1,977/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,960/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,002
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$34,914
−HK$925/mo
Today · 4.125%
HK$35,839
baseline
▲ 0.50% · 4.625%
HK$37,728
+HK$1,889/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,678/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,361
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$33,368
−HK$1,023/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,483
+HK$2,092/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,002
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,967
−HK$980/mo
Today · 4.125%
HK$37,947
baseline
▲ 0.50% · 4.625%
HK$39,947
+HK$2,000/mo
Deposit HK$788K · loan HK$7.10M · min. income ≈ HK$75,894/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,534 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).