▼ 0.50% · 3.625%
HK$17,950
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,508
−HK$567/mo
Today · 4.125%
HK$19,075
baseline
▲ 0.50% · 4.625%
HK$20,236
+HK$1,161/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,150/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,969
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,504
−HK$544/mo
Today · 4.125%
HK$21,048
baseline
▲ 0.50% · 4.625%
HK$22,157
+HK$1,109/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,096/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,745
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$624/mo
Today · 4.125%
HK$20,983
baseline
▲ 0.50% · 4.625%
HK$22,260
+HK$1,277/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,966/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,966
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,555
−HK$598/mo
Today · 4.125%
HK$23,153
baseline
▲ 0.50% · 4.625%
HK$24,373
+HK$1,220/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,306/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,540
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,210
−HK$680/mo
Today · 4.125%
HK$22,890
baseline
▲ 0.50% · 4.625%
HK$24,283
+HK$1,393/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,780/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,963
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,605
−HK$652/mo
Today · 4.125%
HK$25,257
baseline
▲ 0.50% · 4.625%
HK$26,589
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,514/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,335
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$738/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,509/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,960
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$706/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$28,804
+HK$1,442/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,911
−HK$794/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,330
+HK$1,625/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,956
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,706
−HK$761/mo
Today · 4.125%
HK$29,467
baseline
▲ 0.50% · 4.625%
HK$31,020
+HK$1,553/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,934/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,925
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,762
−HK$851/mo
Today · 4.125%
HK$28,613
baseline
▲ 0.50% · 4.625%
HK$30,354
+HK$1,741/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,226/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,953
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,757
−HK$815/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,236
+HK$1,664/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,720
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,613
−HK$908/mo
Today · 4.125%
HK$30,521
baseline
▲ 0.50% · 4.625%
HK$32,378
+HK$1,857/mo
Deposit HK$1.57M · loan HK$6.30M · min. income ≈ HK$61,042/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,807
−HK$869/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,452
+HK$1,776/mo
Deposit HK$1.57M · loan HK$6.30M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,464
−HK$964/mo
Today · 4.125%
HK$32,428
baseline
▲ 0.50% · 4.625%
HK$34,401
+HK$1,973/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$64,856/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,947
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,858
−HK$923/mo
Today · 4.125%
HK$35,781
baseline
▲ 0.50% · 4.625%
HK$37,667
+HK$1,886/mo
Deposit HK$1.18M · loan HK$6.69M · min. income ≈ HK$71,562/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,309
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$33,315
−HK$1,021/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,425
+HK$2,089/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,944
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,908
−HK$978/mo
Today · 4.125%
HK$37,886
baseline
▲ 0.50% · 4.625%
HK$39,883
+HK$1,997/mo
Deposit HK$787K · loan HK$7.08M · min. income ≈ HK$75,772/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,154 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).