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At today's rate and a 90% mortgage, the deposit on this unit is about HK$645K, with repayments around HK$28,132/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$645K · loan HK$5.80M · min. income ≈ HK$56,264/mo (50% DSR)
Upfront cash ≈ HK$825K (deposit + AVD stamp duty HK$179,956 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Shui Hang Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Green space & leisure — 12 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 482 Saleable ft²
- Gross Area
- 610 ft²
- Efficiency
- 79%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-09 | HK$6.10M | −13.5% 6.2y · −2.0%/yr |
| 2019-12-20 | HK$7.05M | +43.9% 4.0y · 11.0%/yr |
| 2016-01-07 | HK$4.90M | +59.1% 4.6y · 13.0%/yr |
| 2011-05-16 | HK$3.08M | +40.6% |
| 2009-08-12 | HK$2.19M | +43.1% |
| 2002-06-07 | HK$1.53M | — |