▼ 0.50% · 3.625%
HK$18,010
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$18,570
−HK$569/mo
Today · 4.125%
HK$19,139
baseline
▲ 0.50% · 4.625%
HK$20,303
+HK$1,164/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$38,278/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,035
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$20,573
−HK$545/mo
Today · 4.125%
HK$21,118
baseline
▲ 0.50% · 4.625%
HK$22,231
+HK$1,113/mo
Deposit HK$3.95M · loan HK$3.95M · min. income ≈ HK$42,236/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,811
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,427
−HK$626/mo
Today · 4.125%
HK$21,053
baseline
▲ 0.50% · 4.625%
HK$22,334
+HK$1,281/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$42,106/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,039
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$600/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,454
+HK$1,224/mo
Deposit HK$3.55M · loan HK$4.34M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,284
−HK$683/mo
Today · 4.125%
HK$22,967
baseline
▲ 0.50% · 4.625%
HK$24,364
+HK$1,397/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$45,934/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$24,687
−HK$654/mo
Today · 4.125%
HK$25,341
baseline
▲ 0.50% · 4.625%
HK$26,677
+HK$1,336/mo
Deposit HK$3.16M · loan HK$4.74M · min. income ≈ HK$50,682/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,412
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,141
−HK$740/mo
Today · 4.125%
HK$24,881
baseline
▲ 0.50% · 4.625%
HK$26,395
+HK$1,514/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$49,762/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,046
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,745
−HK$708/mo
Today · 4.125%
HK$27,453
baseline
▲ 0.50% · 4.625%
HK$28,900
+HK$1,447/mo
Deposit HK$2.76M · loan HK$5.13M · min. income ≈ HK$54,906/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,213
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,998
−HK$796/mo
Today · 4.125%
HK$26,794
baseline
▲ 0.50% · 4.625%
HK$28,425
+HK$1,631/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$53,588/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,050
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,802
−HK$763/mo
Today · 4.125%
HK$29,565
baseline
▲ 0.50% · 4.625%
HK$31,123
+HK$1,558/mo
Deposit HK$2.37M · loan HK$5.53M · min. income ≈ HK$59,130/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,014
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,855
−HK$853/mo
Today · 4.125%
HK$28,708
baseline
▲ 0.50% · 4.625%
HK$30,455
+HK$1,747/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$57,416/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,053
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,859
−HK$818/mo
Today · 4.125%
HK$31,677
baseline
▲ 0.50% · 4.625%
HK$33,347
+HK$1,670/mo
Deposit HK$1.97M · loan HK$5.92M · min. income ≈ HK$63,354/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,815
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,712
−HK$910/mo
Today · 4.125%
HK$30,622
baseline
▲ 0.50% · 4.625%
HK$32,486
+HK$1,864/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$61,244/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,057
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,916
−HK$873/mo
Today · 4.125%
HK$33,789
baseline
▲ 0.50% · 4.625%
HK$35,570
+HK$1,781/mo
Deposit HK$1.58M · loan HK$6.32M · min. income ≈ HK$67,578/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,616
−HK$1,920/mo
▼ 0.25% · 3.875%
HK$31,569
−HK$967/mo
Today · 4.125%
HK$32,536
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,980/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$65,072/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,060
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,974
−HK$926/mo
Today · 4.125%
HK$35,900
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$1,893/mo
Deposit HK$1.18M · loan HK$6.71M · min. income ≈ HK$71,800/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,417
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,426
−HK$1,024/mo
Today · 4.125%
HK$34,450
baseline
▲ 0.50% · 4.625%
HK$36,546
+HK$2,096/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$68,900/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,064
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$981/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,016
+HK$2,004/mo
Deposit HK$790K · loan HK$7.11M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$236,942 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).