▼ 0.50% · 3.625%
HK$18,055
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,617
−HK$571/mo
Today · 4.125%
HK$19,188
baseline
▲ 0.50% · 4.625%
HK$20,355
+HK$1,167/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,376/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,086
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,625
−HK$547/mo
Today · 4.125%
HK$21,172
baseline
▲ 0.50% · 4.625%
HK$22,288
+HK$1,116/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,344/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,861
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,479
−HK$627/mo
Today · 4.125%
HK$21,106
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,285/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$42,212/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$601/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,516
+HK$1,227/mo
Deposit HK$3.56M · loan HK$4.35M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,340
−HK$685/mo
Today · 4.125%
HK$23,025
baseline
▲ 0.50% · 4.625%
HK$24,426
+HK$1,401/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,050/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,104
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,750
−HK$656/mo
Today · 4.125%
HK$25,406
baseline
▲ 0.50% · 4.625%
HK$26,745
+HK$1,339/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,812/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,472
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,202
−HK$742/mo
Today · 4.125%
HK$24,944
baseline
▲ 0.50% · 4.625%
HK$26,462
+HK$1,518/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,888/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,112
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$710/mo
Today · 4.125%
HK$27,523
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,451/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,046/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,278
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$26,064
−HK$799/mo
Today · 4.125%
HK$26,863
baseline
▲ 0.50% · 4.625%
HK$28,497
+HK$1,634/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$53,726/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,121
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$28,875
−HK$765/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,203
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.54M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,083
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,926
−HK$855/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,533
+HK$1,752/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,130
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,938
−HK$820/mo
Today · 4.125%
HK$31,758
baseline
▲ 0.50% · 4.625%
HK$33,431
+HK$1,673/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,516/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$913/mo
Today · 4.125%
HK$30,700
baseline
▲ 0.50% · 4.625%
HK$32,568
+HK$1,868/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$61,400/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,000
−HK$875/mo
Today · 4.125%
HK$33,875
baseline
▲ 0.50% · 4.625%
HK$35,660
+HK$1,785/mo
Deposit HK$1.58M · loan HK$6.33M · min. income ≈ HK$67,750/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,694
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,649
−HK$970/mo
Today · 4.125%
HK$32,619
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,985/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,238/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,147
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$929/mo
Today · 4.125%
HK$35,992
baseline
▲ 0.50% · 4.625%
HK$37,889
+HK$1,897/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$71,984/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,500
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,511
−HK$1,027/mo
Today · 4.125%
HK$34,538
baseline
▲ 0.50% · 4.625%
HK$36,639
+HK$2,101/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,076/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,156
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$37,125
−HK$984/mo
Today · 4.125%
HK$38,109
baseline
▲ 0.50% · 4.625%
HK$40,118
+HK$2,009/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,218/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,545 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).