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At today's rate and a 90% mortgage, the deposit on this unit is about HK$735K, with repayments around HK$32,068/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$735K · loan HK$6.62M · min. income ≈ HK$64,136/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$220,559 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Wu Kai Sha Station Station.
Family-friendly — 9 schools within a 1 km walk.
Everyday convenience — 10 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- G
- Saleable Area
- 512 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 77%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-08 | HK$7.75M | −6.6% 2.9y · −2.0%/yr |
| 2021-03-10 | HK$8.30M | +12.5% 3.9y · 3.0%/yr |
| 2017-04-19 | HK$7.38M | +23.0% 4.5y · 5.0%/yr |
| 2012-10-16 | HK$6.00M | — |