▼ 0.50% · 3.625%
HK$18,478
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,053
−HK$584/mo
Today · 4.125%
HK$19,637
baseline
▲ 0.50% · 4.625%
HK$20,832
+HK$1,195/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,274/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,557
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,108
−HK$559/mo
Today · 4.125%
HK$21,667
baseline
▲ 0.50% · 4.625%
HK$22,810
+HK$1,143/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,334/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,326
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$20,958
−HK$643/mo
Today · 4.125%
HK$21,601
baseline
▲ 0.50% · 4.625%
HK$22,915
+HK$1,314/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,202/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,612
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,219
−HK$615/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,174
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,864
−HK$700/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$671/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,370/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,022
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$759/mo
Today · 4.125%
HK$25,528
baseline
▲ 0.50% · 4.625%
HK$27,081
+HK$1,553/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,056/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,724
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,441
−HK$727/mo
Today · 4.125%
HK$28,168
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,484/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,336/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$818/mo
Today · 4.125%
HK$27,492
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,672/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,984/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,780
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$783/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,717
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,579
−HK$876/mo
Today · 4.125%
HK$29,455
baseline
▲ 0.50% · 4.625%
HK$31,248
+HK$1,793/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,910/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,662
−HK$839/mo
Today · 4.125%
HK$32,501
baseline
▲ 0.50% · 4.625%
HK$34,214
+HK$1,713/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,002/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,485
−HK$934/mo
Today · 4.125%
HK$31,419
baseline
▲ 0.50% · 4.625%
HK$33,331
+HK$1,912/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,838/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,891
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,773
−HK$895/mo
Today · 4.125%
HK$34,668
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,336/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,413
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$993/mo
Today · 4.125%
HK$33,383
baseline
▲ 0.50% · 4.625%
HK$35,414
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,766/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,947
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,884
−HK$951/mo
Today · 4.125%
HK$36,835
baseline
▲ 0.50% · 4.625%
HK$38,776
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,670/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,261
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$1,051/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,497
+HK$2,151/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,002
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,995
−HK$1,006/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,057
+HK$2,056/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,107 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).