▼ 0.50% · 3.625%
HK$16,889
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,414
−HK$534/mo
Today · 4.125%
HK$17,948
baseline
▲ 0.50% · 4.625%
HK$19,040
+HK$1,092/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,896/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,789
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,293
−HK$511/mo
Today · 4.125%
HK$19,804
baseline
▲ 0.50% · 4.625%
HK$20,848
+HK$1,044/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,608/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,578
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,156
−HK$587/mo
Today · 4.125%
HK$19,743
baseline
▲ 0.50% · 4.625%
HK$20,944
+HK$1,201/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,486/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,668
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,222
−HK$562/mo
Today · 4.125%
HK$21,784
baseline
▲ 0.50% · 4.625%
HK$22,933
+HK$1,149/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,568/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,267
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,897
−HK$641/mo
Today · 4.125%
HK$21,538
baseline
▲ 0.50% · 4.625%
HK$22,848
+HK$1,310/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,076/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,547
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,151
−HK$614/mo
Today · 4.125%
HK$23,765
baseline
▲ 0.50% · 4.625%
HK$25,018
+HK$1,253/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,530/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,956
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,639
−HK$694/mo
Today · 4.125%
HK$23,333
baseline
▲ 0.50% · 4.625%
HK$24,752
+HK$1,419/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,666/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,426
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,081
−HK$664/mo
Today · 4.125%
HK$25,745
baseline
▲ 0.50% · 4.625%
HK$27,102
+HK$1,357/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,490/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,645
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,380
−HK$747/mo
Today · 4.125%
HK$25,127
baseline
▲ 0.50% · 4.625%
HK$26,656
+HK$1,529/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,254/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,305
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,010
−HK$716/mo
Today · 4.125%
HK$27,726
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,461/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,452/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,334
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,122
−HK$800/mo
Today · 4.125%
HK$26,922
baseline
▲ 0.50% · 4.625%
HK$28,560
+HK$1,638/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,844/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,183
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,939
−HK$767/mo
Today · 4.125%
HK$29,706
baseline
▲ 0.50% · 4.625%
HK$31,272
+HK$1,566/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,412/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$854/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,464
+HK$1,747/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,869
−HK$817/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,671/mo
Deposit HK$1.48M · loan HK$5.93M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,711
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,605
−HK$907/mo
Today · 4.125%
HK$30,512
baseline
▲ 0.50% · 4.625%
HK$32,369
+HK$1,857/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$61,024/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,941
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,798
−HK$869/mo
Today · 4.125%
HK$33,667
baseline
▲ 0.50% · 4.625%
HK$35,442
+HK$1,775/mo
Deposit HK$1.11M · loan HK$6.30M · min. income ≈ HK$67,334/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,400
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,346
−HK$961/mo
Today · 4.125%
HK$32,307
baseline
▲ 0.50% · 4.625%
HK$34,273
+HK$1,966/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,614/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,820
−HK$1,827/mo
▼ 0.25% · 3.875%
HK$34,727
−HK$920/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,526
+HK$1,879/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).