▼ 0.50% · 3.625%
HK$15,785
−HK$990/mo
▼ 0.25% · 3.875%
HK$16,276
−HK$499/mo
Today · 4.125%
HK$16,775
baseline
▲ 0.50% · 4.625%
HK$17,795
+HK$1,020/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$33,550/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,561
−HK$948/mo
▼ 0.25% · 3.875%
HK$18,031
−HK$478/mo
Today · 4.125%
HK$18,509
baseline
▲ 0.50% · 4.625%
HK$19,485
+HK$976/mo
Deposit HK$3.46M · loan HK$3.46M · min. income ≈ HK$37,018/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,363
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$17,903
−HK$549/mo
Today · 4.125%
HK$18,452
baseline
▲ 0.50% · 4.625%
HK$19,575
+HK$1,123/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,904/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,317
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$19,835
−HK$525/mo
Today · 4.125%
HK$20,360
baseline
▲ 0.50% · 4.625%
HK$21,433
+HK$1,073/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,720/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,942
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,531
−HK$599/mo
Today · 4.125%
HK$20,130
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,225/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$40,260/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,073
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,638
−HK$573/mo
Today · 4.125%
HK$22,211
baseline
▲ 0.50% · 4.625%
HK$23,382
+HK$1,171/mo
Deposit HK$2.77M · loan HK$4.15M · min. income ≈ HK$44,422/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,520
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,159
−HK$648/mo
Today · 4.125%
HK$21,807
baseline
▲ 0.50% · 4.625%
HK$23,134
+HK$1,327/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$43,614/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,829
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$23,441
−HK$621/mo
Today · 4.125%
HK$24,062
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,268/mo
Deposit HK$2.42M · loan HK$4.50M · min. income ≈ HK$48,124/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$699/mo
Today · 4.125%
HK$23,485
baseline
▲ 0.50% · 4.625%
HK$24,914
+HK$1,429/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$46,970/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,244
−HK$669/mo
Today · 4.125%
HK$25,913
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,366/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,826/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,677
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$24,414
−HK$748/mo
Today · 4.125%
HK$25,162
baseline
▲ 0.50% · 4.625%
HK$26,693
+HK$1,531/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$50,324/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,047
−HK$717/mo
Today · 4.125%
HK$27,764
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,463/mo
Deposit HK$1.73M · loan HK$5.19M · min. income ≈ HK$55,528/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,256
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$26,041
−HK$799/mo
Today · 4.125%
HK$26,840
baseline
▲ 0.50% · 4.625%
HK$28,473
+HK$1,633/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$53,680/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,097
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$28,850
−HK$765/mo
Today · 4.125%
HK$29,615
baseline
▲ 0.50% · 4.625%
HK$31,176
+HK$1,561/mo
Deposit HK$1.38M · loan HK$5.54M · min. income ≈ HK$59,230/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,834
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,669
−HK$848/mo
Today · 4.125%
HK$28,517
baseline
▲ 0.50% · 4.625%
HK$30,252
+HK$1,735/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$57,034/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,853
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,654
−HK$812/mo
Today · 4.125%
HK$31,466
baseline
▲ 0.50% · 4.625%
HK$33,124
+HK$1,658/mo
Deposit HK$1.04M · loan HK$5.88M · min. income ≈ HK$62,932/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,413
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$29,297
−HK$897/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$32,032
+HK$1,838/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,609
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,457
−HK$860/mo
Today · 4.125%
HK$33,317
baseline
▲ 0.50% · 4.625%
HK$35,073
+HK$1,756/mo
Deposit HK$692K · loan HK$6.23M · min. income ≈ HK$66,634/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,673 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).