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At today's rate and a 90% mortgage, the deposit on this unit is about HK$665K, with repayments around HK$28,994/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$665K · loan HK$5.98M · min. income ≈ HK$57,988/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$199,414 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 23 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- C
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 76%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-12 | HK$7.62M | −5.9% 7.0y |
| 2019-07-05 | HK$8.10M | +200.0% 9.9y · 20.0%/yr |
| 2009-08-21 | HK$2.70M | +3.8% |
| 2009-05-19 | HK$2.60M | +15.6% |
| 2005-04-30 | HK$2.25M | +9.2% |
| 2000-07-13 | HK$2.06M | — |