▼ 0.50% · 3.625%
HK$15,510
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,993
−HK$490/mo
Today · 4.125%
HK$16,483
baseline
▲ 0.50% · 4.625%
HK$17,486
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,966/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,255
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,718
−HK$470/mo
Today · 4.125%
HK$18,188
baseline
▲ 0.50% · 4.625%
HK$19,146
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,376/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,062
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,592
−HK$539/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,235
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,981
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$516/mo
Today · 4.125%
HK$20,006
baseline
▲ 0.50% · 4.625%
HK$21,061
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,012/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,613
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,192
−HK$588/mo
Today · 4.125%
HK$19,780
baseline
▲ 0.50% · 4.625%
HK$20,983
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,560/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,706
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,262
−HK$563/mo
Today · 4.125%
HK$21,825
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,650/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,164
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$637/mo
Today · 4.125%
HK$21,428
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,856/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,432
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$611/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,246/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,715
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,390
−HK$686/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,157
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$658/mo
Today · 4.125%
HK$25,463
baseline
▲ 0.50% · 4.625%
HK$26,805
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,926/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,989
−HK$736/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,229
+HK$1,504/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,883
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$704/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,719
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,817
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$784/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,978
+HK$1,605/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,608
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$751/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,534/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,368
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,188
−HK$833/mo
Today · 4.125%
HK$28,021
baseline
▲ 0.50% · 4.625%
HK$29,726
+HK$1,705/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,042/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,334
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,121
−HK$798/mo
Today · 4.125%
HK$30,919
baseline
▲ 0.50% · 4.625%
HK$32,549
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,838/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,919
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,787
−HK$883/mo
Today · 4.125%
HK$29,670
baseline
▲ 0.50% · 4.625%
HK$31,475
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,340/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,059
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,892
−HK$846/mo
Today · 4.125%
HK$32,738
baseline
▲ 0.50% · 4.625%
HK$34,463
+HK$1,725/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,476/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).