▼ 0.50% · 3.625%
HK$15,279
−HK$958/mo
▼ 0.25% · 3.875%
HK$15,754
−HK$483/mo
Today · 4.125%
HK$16,237
baseline
▲ 0.50% · 4.625%
HK$17,225
+HK$988/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$32,474/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,997
−HK$919/mo
▼ 0.25% · 3.875%
HK$17,453
−HK$463/mo
Today · 4.125%
HK$17,916
baseline
▲ 0.50% · 4.625%
HK$18,860
+HK$944/mo
Deposit HK$3.35M · loan HK$3.35M · min. income ≈ HK$35,832/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,806
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$531/mo
Today · 4.125%
HK$17,860
baseline
▲ 0.50% · 4.625%
HK$18,947
+HK$1,087/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$35,720/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,697
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,198
−HK$509/mo
Today · 4.125%
HK$19,707
baseline
▲ 0.50% · 4.625%
HK$20,746
+HK$1,039/mo
Deposit HK$3.02M · loan HK$3.69M · min. income ≈ HK$39,414/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,334
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$579/mo
Today · 4.125%
HK$19,484
baseline
▲ 0.50% · 4.625%
HK$20,670
+HK$1,186/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$38,968/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,397
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,944
−HK$555/mo
Today · 4.125%
HK$21,499
baseline
▲ 0.50% · 4.625%
HK$22,632
+HK$1,133/mo
Deposit HK$2.68M · loan HK$4.02M · min. income ≈ HK$42,998/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,862
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,480
−HK$628/mo
Today · 4.125%
HK$21,108
baseline
▲ 0.50% · 4.625%
HK$22,392
+HK$1,284/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$42,216/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,096
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,689
−HK$601/mo
Today · 4.125%
HK$23,290
baseline
▲ 0.50% · 4.625%
HK$24,518
+HK$1,228/mo
Deposit HK$2.35M · loan HK$4.36M · min. income ≈ HK$46,580/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,390
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,055
−HK$676/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$24,115
+HK$1,384/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$648/mo
Today · 4.125%
HK$25,082
baseline
▲ 0.50% · 4.625%
HK$26,404
+HK$1,322/mo
Deposit HK$2.01M · loan HK$4.69M · min. income ≈ HK$50,164/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,918
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,631
−HK$724/mo
Today · 4.125%
HK$24,355
baseline
▲ 0.50% · 4.625%
HK$25,837
+HK$1,482/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$48,710/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,496
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,180
−HK$693/mo
Today · 4.125%
HK$26,873
baseline
▲ 0.50% · 4.625%
HK$28,290
+HK$1,417/mo
Deposit HK$1.68M · loan HK$5.03M · min. income ≈ HK$53,746/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,446
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,206
−HK$773/mo
Today · 4.125%
HK$25,979
baseline
▲ 0.50% · 4.625%
HK$27,559
+HK$1,580/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$51,958/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,196
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,925
−HK$740/mo
Today · 4.125%
HK$28,665
baseline
▲ 0.50% · 4.625%
HK$30,176
+HK$1,511/mo
Deposit HK$1.34M · loan HK$5.36M · min. income ≈ HK$57,330/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,974
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,782
−HK$820/mo
Today · 4.125%
HK$27,602
baseline
▲ 0.50% · 4.625%
HK$29,282
+HK$1,680/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$55,204/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,670
−HK$786/mo
Today · 4.125%
HK$30,456
baseline
▲ 0.50% · 4.625%
HK$32,062
+HK$1,606/mo
Deposit HK$1.01M · loan HK$5.70M · min. income ≈ HK$60,912/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,357
−HK$869/mo
Today · 4.125%
HK$29,226
baseline
▲ 0.50% · 4.625%
HK$31,004
+HK$1,778/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$58,452/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,595
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,416
−HK$832/mo
Today · 4.125%
HK$32,248
baseline
▲ 0.50% · 4.625%
HK$33,948
+HK$1,700/mo
Deposit HK$670K · loan HK$6.03M · min. income ≈ HK$64,496/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$201,012 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).