▼ 0.50% · 3.625%
HK$20,160
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,788
−HK$637/mo
Today · 4.125%
HK$21,425
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,303/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,850/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$610/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,176
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,866
−HK$701/mo
Today · 4.125%
HK$23,567
baseline
▲ 0.50% · 4.625%
HK$25,001
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,134/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,671
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,333
−HK$671/mo
Today · 4.125%
HK$26,004
baseline
▲ 0.50% · 4.625%
HK$27,375
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,008/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,193
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,945
−HK$765/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,914
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$732/mo
Today · 4.125%
HK$28,368
baseline
▲ 0.50% · 4.625%
HK$29,863
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.30M · min. income ≈ HK$56,736/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,209
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,024
−HK$828/mo
Today · 4.125%
HK$27,852
baseline
▲ 0.50% · 4.625%
HK$29,547
+HK$1,695/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,704/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,157
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,939
−HK$793/mo
Today · 4.125%
HK$30,732
baseline
▲ 0.50% · 4.625%
HK$32,352
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,464/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,225
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$892/mo
Today · 4.125%
HK$29,995
baseline
▲ 0.50% · 4.625%
HK$31,820
+HK$1,825/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,990/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,242
−HK$854/mo
Today · 4.125%
HK$33,096
baseline
▲ 0.50% · 4.625%
HK$34,841
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,192/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,241
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,181
−HK$956/mo
Today · 4.125%
HK$32,137
baseline
▲ 0.50% · 4.625%
HK$34,092
+HK$1,955/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,274/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,642
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,545
−HK$915/mo
Today · 4.125%
HK$35,460
baseline
▲ 0.50% · 4.625%
HK$37,329
+HK$1,869/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,920/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,257
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$1,020/mo
Today · 4.125%
HK$34,280
baseline
▲ 0.50% · 4.625%
HK$36,365
+HK$2,085/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,560/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,885
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,848
−HK$976/mo
Today · 4.125%
HK$37,824
baseline
▲ 0.50% · 4.625%
HK$39,818
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,648/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,273
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,339
−HK$1,083/mo
Today · 4.125%
HK$36,422
baseline
▲ 0.50% · 4.625%
HK$38,638
+HK$2,216/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,844/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,128
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,151
−HK$1,037/mo
Today · 4.125%
HK$40,188
baseline
▲ 0.50% · 4.625%
HK$42,306
+HK$2,118/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,376/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,289
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$37,418
−HK$1,146/mo
Today · 4.125%
HK$38,564
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,128/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,371
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,098/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$44,795
+HK$2,243/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,240 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).