▼ 0.50% · 3.625%
HK$20,942
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,593
−HK$662/mo
Today · 4.125%
HK$22,255
baseline
▲ 0.50% · 4.625%
HK$23,609
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,510/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,297
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,922
−HK$634/mo
Today · 4.125%
HK$24,556
baseline
▲ 0.50% · 4.625%
HK$25,851
+HK$1,295/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,112/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,036
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,752
−HK$728/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,970
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,627
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,314
−HK$698/mo
Today · 4.125%
HK$27,012
baseline
▲ 0.50% · 4.625%
HK$28,436
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,024/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$794/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,957
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$760/mo
Today · 4.125%
HK$29,467
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,554/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,934/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,224
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$28,071
−HK$860/mo
Today · 4.125%
HK$28,931
baseline
▲ 0.50% · 4.625%
HK$30,692
+HK$1,761/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$57,862/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,287
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$31,099
−HK$824/mo
Today · 4.125%
HK$31,923
baseline
▲ 0.50% · 4.625%
HK$33,606
+HK$1,683/mo
Deposit HK$3.21M · loan HK$5.97M · min. income ≈ HK$63,846/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,318
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$927/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,896/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$888/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$1,812/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,413
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$992/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,414
+HK$2,032/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$951/mo
Today · 4.125%
HK$36,834
baseline
▲ 0.50% · 4.625%
HK$38,776
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,668/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,507
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,549
−HK$1,059/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,775
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,276
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,276
−HK$1,014/mo
Today · 4.125%
HK$39,290
baseline
▲ 0.50% · 4.625%
HK$41,361
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,580/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,601
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,708
−HK$1,125/mo
Today · 4.125%
HK$37,833
baseline
▲ 0.50% · 4.625%
HK$40,135
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,666/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,606
−HK$2,139/mo
▼ 0.25% · 3.875%
HK$40,668
−HK$1,077/mo
Today · 4.125%
HK$41,745
baseline
▲ 0.50% · 4.625%
HK$43,946
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,490/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,695
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,868
−HK$1,191/mo
Today · 4.125%
HK$40,059
baseline
▲ 0.50% · 4.625%
HK$42,496
+HK$2,437/mo
Deposit HK$918K · loan HK$8.27M · min. income ≈ HK$80,118/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,935
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,060
−HK$1,141/mo
Today · 4.125%
HK$44,201
baseline
▲ 0.50% · 4.625%
HK$46,531
+HK$2,330/mo
Deposit HK$918K · loan HK$8.27M · min. income ≈ HK$88,402/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,393 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).