▼ 0.50% · 3.625%
HK$20,562
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,201
−HK$650/mo
Today · 4.125%
HK$21,851
baseline
▲ 0.50% · 4.625%
HK$23,181
+HK$1,330/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,702/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,875
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$622/mo
Today · 4.125%
HK$24,110
baseline
▲ 0.50% · 4.625%
HK$25,381
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,220/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,618
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,321
−HK$715/mo
Today · 4.125%
HK$24,036
baseline
▲ 0.50% · 4.625%
HK$25,499
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,072/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,162
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,837
−HK$685/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$27,920
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,442
−HK$779/mo
Today · 4.125%
HK$26,221
baseline
▲ 0.50% · 4.625%
HK$27,817
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,442/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,450
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,186
−HK$747/mo
Today · 4.125%
HK$28,933
baseline
▲ 0.50% · 4.625%
HK$30,458
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,866/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,730
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,562
−HK$844/mo
Today · 4.125%
HK$28,406
baseline
▲ 0.50% · 4.625%
HK$30,135
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,812/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,737
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,535
−HK$809/mo
Today · 4.125%
HK$31,344
baseline
▲ 0.50% · 4.625%
HK$32,996
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,688/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$29,682
−HK$909/mo
Today · 4.125%
HK$30,591
baseline
▲ 0.50% · 4.625%
HK$32,453
+HK$1,862/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,182/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,025
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,883
−HK$872/mo
Today · 4.125%
HK$33,755
baseline
▲ 0.50% · 4.625%
HK$35,534
+HK$1,779/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,510/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,843
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,802
−HK$975/mo
Today · 4.125%
HK$32,777
baseline
▲ 0.50% · 4.625%
HK$34,771
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,554/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,312
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$934/mo
Today · 4.125%
HK$36,166
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$1,906/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,332/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,899
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,922
−HK$1,040/mo
Today · 4.125%
HK$34,962
baseline
▲ 0.50% · 4.625%
HK$37,089
+HK$2,127/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,924/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,599
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$996/mo
Today · 4.125%
HK$38,577
baseline
▲ 0.50% · 4.625%
HK$40,610
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,154/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,955
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,042
−HK$1,105/mo
Today · 4.125%
HK$37,147
baseline
▲ 0.50% · 4.625%
HK$39,407
+HK$2,260/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,294/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,887
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,930
−HK$1,058/mo
Today · 4.125%
HK$40,988
baseline
▲ 0.50% · 4.625%
HK$43,148
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,976/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,011
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,162
−HK$1,170/mo
Today · 4.125%
HK$39,332
baseline
▲ 0.50% · 4.625%
HK$41,725
+HK$2,393/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,664/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,174
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,279
−HK$1,120/mo
Today · 4.125%
HK$43,399
baseline
▲ 0.50% · 4.625%
HK$45,687
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,798/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,727 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).