▼ 0.50% · 3.625%
HK$17,914
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,472
−HK$566/mo
Today · 4.125%
HK$19,038
baseline
▲ 0.50% · 4.625%
HK$20,196
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,076/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,929
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,464
−HK$542/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,113
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,706
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$622/mo
Today · 4.125%
HK$20,941
baseline
▲ 0.50% · 4.625%
HK$22,216
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,882/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,922
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,510
−HK$597/mo
Today · 4.125%
HK$23,107
baseline
▲ 0.50% · 4.625%
HK$24,325
+HK$1,218/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,214/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,497
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,166
−HK$679/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,390/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,557
−HK$650/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,289
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,013
−HK$736/mo
Today · 4.125%
HK$24,749
baseline
▲ 0.50% · 4.625%
HK$26,255
+HK$1,506/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,498/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,908
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,603
−HK$705/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,747
+HK$1,439/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,860
−HK$793/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,274
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,901
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$759/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,550/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,871
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,707
−HK$850/mo
Today · 4.125%
HK$28,557
baseline
▲ 0.50% · 4.625%
HK$30,294
+HK$1,737/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,114/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,894
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,696
−HK$813/mo
Today · 4.125%
HK$31,509
baseline
▲ 0.50% · 4.625%
HK$33,170
+HK$1,661/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$63,018/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,554
−HK$906/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$868/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,382
+HK$1,772/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,454
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,402
−HK$962/mo
Today · 4.125%
HK$32,364
baseline
▲ 0.50% · 4.625%
HK$34,333
+HK$1,969/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,728/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,880
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$34,789
−HK$922/mo
Today · 4.125%
HK$35,711
baseline
▲ 0.50% · 4.625%
HK$37,593
+HK$1,882/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,422/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,246
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,249
−HK$1,019/mo
Today · 4.125%
HK$34,268
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$2,085/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,536/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,873
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$976/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$39,804
+HK$1,993/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).