▼ 0.50% · 3.625%
HK$20,533
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,172
−HK$648/mo
Today · 4.125%
HK$21,820
baseline
▲ 0.50% · 4.625%
HK$23,148
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,640/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,843
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,455
−HK$622/mo
Today · 4.125%
HK$24,077
baseline
▲ 0.50% · 4.625%
HK$25,346
+HK$1,269/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,154/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,586
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,289
−HK$714/mo
Today · 4.125%
HK$24,003
baseline
▲ 0.50% · 4.625%
HK$25,463
+HK$1,460/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,006/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,127
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,801
−HK$683/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$27,880
+HK$1,396/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,639
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,406
−HK$779/mo
Today · 4.125%
HK$26,185
baseline
▲ 0.50% · 4.625%
HK$27,778
+HK$1,593/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$52,370/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,411
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,146
−HK$746/mo
Today · 4.125%
HK$28,892
baseline
▲ 0.50% · 4.625%
HK$30,415
+HK$1,523/mo
Deposit HK$3.60M · loan HK$5.40M · min. income ≈ HK$57,784/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,693
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,523
−HK$844/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$30,093
+HK$1,726/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,695
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,492
−HK$808/mo
Today · 4.125%
HK$31,300
baseline
▲ 0.50% · 4.625%
HK$32,950
+HK$1,650/mo
Deposit HK$3.15M · loan HK$5.85M · min. income ≈ HK$62,600/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,746
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,640
−HK$909/mo
Today · 4.125%
HK$30,549
baseline
▲ 0.50% · 4.625%
HK$32,407
+HK$1,858/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$61,098/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,980
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,837
−HK$870/mo
Today · 4.125%
HK$33,707
baseline
▲ 0.50% · 4.625%
HK$35,484
+HK$1,777/mo
Deposit HK$2.70M · loan HK$6.30M · min. income ≈ HK$67,414/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,799
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,757
−HK$974/mo
Today · 4.125%
HK$32,731
baseline
▲ 0.50% · 4.625%
HK$34,722
+HK$1,991/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$65,462/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,264
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,183
−HK$932/mo
Today · 4.125%
HK$36,115
baseline
▲ 0.50% · 4.625%
HK$38,019
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.75M · min. income ≈ HK$72,230/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,853
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,875
−HK$1,038/mo
Today · 4.125%
HK$34,913
baseline
▲ 0.50% · 4.625%
HK$37,037
+HK$2,124/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$69,826/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,548
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,528
−HK$995/mo
Today · 4.125%
HK$38,523
baseline
▲ 0.50% · 4.625%
HK$40,553
+HK$2,030/mo
Deposit HK$1.80M · loan HK$7.20M · min. income ≈ HK$77,046/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,352
+HK$2,257/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,832
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,874
−HK$1,056/mo
Today · 4.125%
HK$40,930
baseline
▲ 0.50% · 4.625%
HK$43,088
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.65M · min. income ≈ HK$81,860/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,959
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,109
−HK$1,168/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,667
+HK$2,390/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,117
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,219
−HK$1,119/mo
Today · 4.125%
HK$43,338
baseline
▲ 0.50% · 4.625%
HK$45,623
+HK$2,285/mo
Deposit HK$900K · loan HK$8.10M · min. income ≈ HK$86,676/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,464 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).