▼ 0.50% · 3.625%
HK$16,618
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,135
−HK$526/mo
Today · 4.125%
HK$17,661
baseline
▲ 0.50% · 4.625%
HK$18,735
+HK$1,074/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,322/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,488
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,984
−HK$503/mo
Today · 4.125%
HK$19,487
baseline
▲ 0.50% · 4.625%
HK$20,514
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,974/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,280
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,849
−HK$578/mo
Today · 4.125%
HK$19,427
baseline
▲ 0.50% · 4.625%
HK$20,609
+HK$1,182/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$38,854/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,337
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,882
−HK$553/mo
Today · 4.125%
HK$21,435
baseline
▲ 0.50% · 4.625%
HK$22,565
+HK$1,130/mo
Deposit HK$3.28M · loan HK$4.01M · min. income ≈ HK$42,870/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,942
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,562
−HK$631/mo
Today · 4.125%
HK$21,193
baseline
▲ 0.50% · 4.625%
HK$22,482
+HK$1,289/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,386/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,185
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,780
−HK$604/mo
Today · 4.125%
HK$23,384
baseline
▲ 0.50% · 4.625%
HK$24,617
+HK$1,233/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,768/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,604
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,276
−HK$683/mo
Today · 4.125%
HK$22,959
baseline
▲ 0.50% · 4.625%
HK$24,356
+HK$1,397/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$45,918/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,034
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$24,679
−HK$654/mo
Today · 4.125%
HK$25,333
baseline
▲ 0.50% · 4.625%
HK$26,668
+HK$1,335/mo
Deposit HK$2.55M · loan HK$4.74M · min. income ≈ HK$50,666/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,266
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,990
−HK$735/mo
Today · 4.125%
HK$24,725
baseline
▲ 0.50% · 4.625%
HK$26,229
+HK$1,504/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,450/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,883
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,577
−HK$704/mo
Today · 4.125%
HK$27,281
baseline
▲ 0.50% · 4.625%
HK$28,719
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,562/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,703
−HK$788/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,612/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,732
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$754/mo
Today · 4.125%
HK$29,230
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,541/mo
Deposit HK$1.82M · loan HK$5.47M · min. income ≈ HK$58,460/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,590
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,417
−HK$840/mo
Today · 4.125%
HK$28,257
baseline
▲ 0.50% · 4.625%
HK$29,976
+HK$1,719/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$56,514/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,581
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,374
−HK$805/mo
Today · 4.125%
HK$31,179
baseline
▲ 0.50% · 4.625%
HK$32,822
+HK$1,643/mo
Deposit HK$1.46M · loan HK$5.83M · min. income ≈ HK$62,358/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,130
−HK$893/mo
Today · 4.125%
HK$30,023
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,827/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$60,046/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,429
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,272
−HK$855/mo
Today · 4.125%
HK$33,127
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,747/mo
Deposit HK$1.09M · loan HK$6.19M · min. income ≈ HK$66,254/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,844
−HK$945/mo
Today · 4.125%
HK$31,789
baseline
▲ 0.50% · 4.625%
HK$33,723
+HK$1,934/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,578/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,278
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,171
−HK$905/mo
Today · 4.125%
HK$35,076
baseline
▲ 0.50% · 4.625%
HK$36,925
+HK$1,849/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,152/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).