▼ 0.50% · 3.625%
HK$21,414
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,080
−HK$677/mo
Today · 4.125%
HK$22,757
baseline
▲ 0.50% · 4.625%
HK$24,142
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,514/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,823
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,462
−HK$648/mo
Today · 4.125%
HK$25,110
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,324/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,220/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,556
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,288
−HK$745/mo
Today · 4.125%
HK$25,033
baseline
▲ 0.50% · 4.625%
HK$26,556
+HK$1,523/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,066/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,205
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,908
−HK$713/mo
Today · 4.125%
HK$27,621
baseline
▲ 0.50% · 4.625%
HK$29,077
+HK$1,456/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,242/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,496
−HK$812/mo
Today · 4.125%
HK$27,308
baseline
▲ 0.50% · 4.625%
HK$28,970
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$54,616/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,588
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,354
−HK$778/mo
Today · 4.125%
HK$30,132
baseline
▲ 0.50% · 4.625%
HK$31,720
+HK$1,588/mo
Deposit HK$3.76M · loan HK$5.63M · min. income ≈ HK$60,264/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,838
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$880/mo
Today · 4.125%
HK$29,584
baseline
▲ 0.50% · 4.625%
HK$31,384
+HK$1,800/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$59,168/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,970
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,801
−HK$842/mo
Today · 4.125%
HK$32,643
baseline
▲ 0.50% · 4.625%
HK$34,364
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.10M · min. income ≈ HK$65,286/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,980
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,912
−HK$948/mo
Today · 4.125%
HK$31,860
baseline
▲ 0.50% · 4.625%
HK$33,798
+HK$1,938/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$63,720/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,352
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,247
−HK$907/mo
Today · 4.125%
HK$35,154
baseline
▲ 0.50% · 4.625%
HK$37,007
+HK$1,853/mo
Deposit HK$2.82M · loan HK$6.57M · min. income ≈ HK$70,308/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,121
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,120
−HK$1,016/mo
Today · 4.125%
HK$34,136
baseline
▲ 0.50% · 4.625%
HK$36,213
+HK$2,077/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,272/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,735
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,693
−HK$972/mo
Today · 4.125%
HK$37,665
baseline
▲ 0.50% · 4.625%
HK$39,651
+HK$1,986/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,330/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,263
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$1,083/mo
Today · 4.125%
HK$36,411
baseline
▲ 0.50% · 4.625%
HK$38,627
+HK$2,216/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$72,822/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,117
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,139
−HK$1,037/mo
Today · 4.125%
HK$40,176
baseline
▲ 0.50% · 4.625%
HK$42,294
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.51M · min. income ≈ HK$80,352/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,404
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,536
−HK$1,151/mo
Today · 4.125%
HK$38,687
baseline
▲ 0.50% · 4.625%
HK$41,041
+HK$2,354/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$77,374/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,499
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,585
−HK$1,102/mo
Today · 4.125%
HK$42,687
baseline
▲ 0.50% · 4.625%
HK$44,937
+HK$2,250/mo
Deposit HK$1.41M · loan HK$7.98M · min. income ≈ HK$85,374/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,546
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$39,744
−HK$1,219/mo
Today · 4.125%
HK$40,963
baseline
▲ 0.50% · 4.625%
HK$43,455
+HK$2,492/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,926/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,881
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$44,032
−HK$1,166/mo
Today · 4.125%
HK$45,198
baseline
▲ 0.50% · 4.625%
HK$47,581
+HK$2,383/mo
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$90,396/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,113 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).