20/F 4
in GOLDEN LION GARDEN PHASE 1 GOLDEN HEALTHY COURT (BLOCK A)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,361/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.38M · min. income ≈ HK$32,722/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 4
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-05 | HK$4.30M | +8.9% 4.5y · 2.0%/yr |
| 2017-12-06 | HK$3.95M | +36.2% 3.2y · 11.0%/yr |
| 2014-09-26 | HK$2.90M | +62.9% |
| 2011-06-03 | HK$1.78M | +35.9% |
| 2010-02-23 | HK$1.31M | +74.7% |
| 2007-03-02 | HK$750K | — |