3/F 4
in GOLDEN LION GARDEN PHASE 1 GOLDEN HEALTHY COURT (BLOCK A)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$341K, with repayments around HK$14,866/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$341K · loan HK$3.07M · min. income ≈ HK$29,732/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 4
- Saleable Area
- 270 Saleable ft²
- Gross Area
- 418 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-28 | HK$4.14M | +54.5% 5.7y · 9.0%/yr |
| 2016-05-26 | HK$2.68M | +42.6% 3.9y · 11.0%/yr |
| 2012-06-25 | HK$1.88M | +34.3% |
| 1997-04-15 | HK$1.40M | +7.7% |
| 1997-02-03 | HK$1.30M | +14.0% |
| 1996-10-28 | HK$1.14M | — |