12/F 3
in GOLDEN LION GARDEN PHASE 1 GOLDEN HEALTHY COURT (BLOCK A)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$398K, with repayments around HK$17,380/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$398K · loan HK$3.59M · min. income ≈ HK$34,760/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- 3
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 58%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-05 | HK$4.90M | +53.1% 3.0y · 18.0%/yr |
| 2016-08-01 | HK$3.20M | +30.1% 3.9y · 8.0%/yr |
| 2012-09-21 | HK$2.46M | +69.7% |
| 2010-02-26 | HK$1.45M | +11.5% |
| 2009-10-09 | HK$1.30M | +10.2% |
| 2008-06-23 | HK$1.18M | — |