23/F 3
in GOLDEN LION GARDEN PHASE 1 GOLDEN HEALTHY COURT (BLOCK A)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$405K, with repayments around HK$17,659/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$405K · loan HK$3.64M · min. income ≈ HK$35,318/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$9,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 33 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- 3
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 58%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-12-01 | HK$3.88M | −20.5% 5.4y · −4.0%/yr |
| 2020-07-30 | HK$4.88M | +69.4% 7.5y · 9.0%/yr |
| 2013-02-27 | HK$2.88M | +203.2% |
| 2006-08-23 | HK$950K | +0.0% |
| 2000-12-21 | HK$950K | −41.7% |
| 1997-04-08 | HK$1.63M | — |