11/F 6
in GOLDEN LION GARDEN PHASE 1 GOLDEN HARMONY COURT (BLOCK C)
Sha Tin District · New Territories East
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,807/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.47M · min. income ≈ HK$33,614/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 29 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- 6
- Saleable Area
- 285 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 58%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-18 | HK$4.90M | +19.5% 4.2y · 5.0%/yr |
| 2017-10-25 | HK$4.10M | +48.6% 4.1y · 12.0%/yr |
| 2013-09-17 | HK$2.76M | +69.3% |
| 2010-08-20 | HK$1.63M | +9.4% |
| 2010-05-19 | HK$1.49M | +69.3% |
| 2006-04-13 | HK$880K | +1.1% |
| 2001-05-05 | HK$870K | −50.3% |
| 1997-12-09 | HK$1.75M | −2.2% |
| 1997-05-23 | HK$1.79M | +12.6% |
| 1997-03-21 | HK$1.59M | — |